Is Phoenix, AZ cheaper than Freeport, NY?

Based on cost of living data, Phoenix, AZ is 30.7% cheaper than Freeport, NY. This translates to saving $2300 per month.

What salary do I need in Phoenix, AZ to live like I do in Freeport, NY?

If you earn $150,000 in Freeport, NY, you'd need approximately $122,399.095 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Freeport, NY and Phoenix, AZ?

Housing in Phoenix, AZ is 54.3% cheaper than in Freeport, NY. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,890/month in Freeport, NY.

How much can I save per month by moving from Freeport, NY to Phoenix, AZ?

Moving from Freeport, NY to Phoenix, AZ could save you approximately $2300 per month, or $27601 per year, based on a $150,000 salary.

Freeport, NY vs Phoenix, AZ: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Freeport, NY — ZIP-level rent data · COL adjusted from New York, NY area

Current salary in Freeport, NY

Numbers update automatically as you type

You'd save $2.3K/month moving to Phoenix, AZ

$150.0K in your current city equals $122.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 30.7%

Less expensive

Monthly Impact

$2,300

Savings

Annual Impact

$27.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Freeport, NY

Population:44K

Cost Index:100

Median Home:$642K

Phoenix, AZ

Population:1608K

Cost Index:69

Median Home:$414K

Freeport, NY

The Empire State

44K

Population

State Tax

Yes

Located in New York, this city has a population of 44K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Freeport, NY vs Phoenix, AZ

Category	Freeport, NY	Phoenix, AZ	Difference	Change
🏠Housing	$6,099/mo	$2,788/mo	↓ $3,310less	54.3%
🛒Groceries	$1,097/mo	$963/mo	↓ $133less	12.2%
📦Other	$1,802/mo	$1,677/mo	↓ $125less	6.9%
🚗Transportation	$1,420/mo	$1,489/mo	↑ $69.28more	4.9%
🏥Healthcare	$647/mo	$589/mo	↓ $58.75less	9.1%
⚡All Utilities	$565/mo	$561/mo	↓ $3.56less	0.6%

🏠Housing

↓ 54.3%

Freeport, NY

$6,099

Phoenix, AZ

$2,788

Difference

$3,310

less

🛒Groceries

↓ 12.2%

Freeport, NY

$1,097

Phoenix, AZ

$963

Difference

$133

less

📦Other

↓ 6.9%

Freeport, NY

$1,802

Phoenix, AZ

$1,677

Difference

$125

less

🚗Transportation

↑ 4.9%

Freeport, NY

$1,420

Phoenix, AZ

$1,489

Difference

$69.28

🏥Healthcare

↓ 9.1%

Freeport, NY

$647

Phoenix, AZ

$589

Difference

$58.75

less

⚡All Utilities

↓ 0.6%

Freeport, NY

$565

Phoenix, AZ

$561

Difference

$3.56

less

🏠Rent Comparison

Studio

From$1,371

To$1,390

↑ $19.00

1 Bed

From$1,634

To$1,510

↓ $124

2 Bed

From$1,890

To$1,750

↓ $140

3 Bed

From$2,455

To$2,330

↓ $125

Freeport, NYZIP-level data

1BR range: $2,170–$2,170/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,629

Monthly in Freeport, NY

$8,068

Monthly in Phoenix, AZ

$3,561

Difference

Home Values

Freeport

Phoenix

$642K

Median Value

$414K

↑ +3.2%

YoY Change

↓ -3.1%

↑ +34.1%

5-Year Change

↑ +30.2%

$642K

Price Range

$274K - $957K

Homes in Phoenix are 36% less expensive than Freeport

Calculate payment - Freeport Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.3K

Per year

Monthly Difference

$359

More take-home

Effective Rate Diff

2.9%

Rate difference

Freeport, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Freeport, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.