Is St. Louis, MO cheaper than Freeport, NY?

Based on cost of living data, St. Louis, MO is 41.6% cheaper than Freeport, NY. This translates to saving $3116 per month.

What salary do I need in St. Louis, MO to live like I do in Freeport, NY?

If you earn $150,000 in Freeport, NY, you'd need approximately $112,603.888 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Freeport, NY and St. Louis, MO?

Housing in St. Louis, MO is 69.3% cheaper than in Freeport, NY. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,890/month in Freeport, NY.

How much can I save per month by moving from Freeport, NY to St. Louis, MO?

Moving from Freeport, NY to St. Louis, MO could save you approximately $3116 per month, or $37396 per year, based on a $150,000 salary.

Freeport, NY vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Freeport, NY — ZIP-level rent data · COL adjusted from New York, NY area

Current salary in Freeport, NY

Numbers update automatically as you type

You'd save $3.1K/month moving to St. Louis, MO

$150.0K in your current city equals $112.6K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 41.6%

Less expensive

Monthly Impact

$3,116

Savings

Annual Impact

$37.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Freeport, NY

Population:44K

Cost Index:100

Median Home:$642K

St. Louis, MO

Population:302K

Cost Index:58

Median Home:$145K

Freeport, NY

The Empire State

44K

Population

State Tax

Yes

Located in New York, this city has a population of 44K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Freeport, NY vs St. Louis, MO

Category	Freeport, NY	St. Louis, MO	Difference	Change
🏠Housing	$6,099/mo	$1,871/mo	↓ $4,227less	69.3%
🚗Transportation	$1,420/mo	$1,216/mo	↓ $204less	14.4%
📦Other	$1,802/mo	$1,607/mo	↓ $195less	10.8%
🛒Groceries	$1,097/mo	$949/mo	↓ $147less	13.4%
🏥Healthcare	$647/mo	$527/mo	↓ $121less	18.6%
⚡All Utilities	$565/mo	$535/mo	↓ $29.25less	5.2%

🏠Housing

↓ 69.3%

Freeport, NY

$6,099

St. Louis, MO

$1,871

Difference

$4,227

less

🚗Transportation

↓ 14.4%

Freeport, NY

$1,420

St. Louis, MO

$1,216

Difference

$204

less

📦Other

↓ 10.8%

Freeport, NY

$1,802

St. Louis, MO

$1,607

Difference

$195

less

🛒Groceries

↓ 13.4%

Freeport, NY

$1,097

St. Louis, MO

$949

Difference

$147

less

🏥Healthcare

↓ 18.6%

Freeport, NY

$647

St. Louis, MO

$527

Difference

$121

less

⚡All Utilities

↓ 5.2%

Freeport, NY

$565

St. Louis, MO

$535

Difference

$29.25

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Freeport, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,371

To$910

↓ $461

1 Bed

From$1,634

To$950

↓ $684

2 Bed

From$1,890

To$1,160

↓ $730

3 Bed

From$2,455

To$1,490

↓ $965

Freeport, NYZIP-level data

1BR range: $2,170–$2,170/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,629

Monthly in Freeport, NY

$6,705

Monthly in St. Louis, MO

$4,924

Difference

Home Values

Freeport

St. Louis

$642K

Median Value

$145K

↑ +3.2%

YoY Change

↓ -0.8%

↑ +34.1%

5-Year Change

↑ +10.9%

$642K

Price Range

$38K - $302K

Homes in St. Louis are 77% less expensive than Freeport

Calculate payment - Freeport Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.6K

Per year

Monthly Difference

$135

More take-home

Effective Rate Diff

1.1%

Rate difference

Freeport, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Freeport, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.