Is Nashville, TN cheaper than Fremont, CA?

Based on cost of living data, Nashville, TN is 48.8% cheaper than Fremont, CA. This translates to saving $3657 per month.

What salary do I need in Nashville, TN to live like I do in Fremont, CA?

If you earn $150,000 in Fremont, CA, you'd need approximately $106,119.403 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Fremont, CA and Nashville, TN?

Housing in Nashville, TN is 72.6% cheaper than in Fremont, CA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $3,810/month in Fremont, CA.

How much can I save per month by moving from Fremont, CA to Nashville, TN?

Moving from Fremont, CA to Nashville, TN could save you approximately $3657 per month, or $43881 per year, based on a $150,000 salary.

Fremont, CA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Fremont, CA

Numbers update automatically as you type

You'd save $3.7K/month moving to Nashville, TN

$150.0K in your current city equals $106.1K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 48.8%

Less expensive

Monthly Impact

$3,657

Savings

Annual Impact

$43.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fremont, CA

Population:231K

Cost Index:100

Median Home:$1.44M

Nashville, TN

Population:689K

Cost Index:51

Median Home:$489K

Fremont, CA

The Golden State

231K

Population

State Tax

Yes

Located in California, this city has a population of 231K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Fremont, CA vs Nashville, TN

Category	Fremont, CA	Nashville, TN	Difference	Change
🏠Housing	$9,667/mo	$2,651/mo	↓ $7,017less	72.6%
🛒Groceries	$1,129/mo	$949/mo	↓ $180less	15.9%
🚗Transportation	$1,407/mo	$1,284/mo	↓ $123less	8.7%
📦Other	$1,825/mo	$1,942/mo	↑ $117more	6.4%
🏥Healthcare	$706/mo	$607/mo	↓ $99.13less	14.0%
⚡All Utilities	$464/mo	$519/mo	↑ $54.64more	11.8%

🏠Housing

↓ 72.6%

Fremont, CA

$9,667

Nashville, TN

$2,651

Difference

$7,017

less

🛒Groceries

↓ 15.9%

Fremont, CA

$1,129

Nashville, TN

$949

Difference

$180

less

🚗Transportation

↓ 8.7%

Fremont, CA

$1,407

Nashville, TN

$1,284

Difference

$123

less

📦Other

↑ 6.4%

Fremont, CA

$1,825

Nashville, TN

$1,942

Difference

$117

🏥Healthcare

↓ 14.0%

Fremont, CA

$706

Nashville, TN

$607

Difference

$99.13

less

⚡All Utilities

↑ 11.8%

Fremont, CA

$464

Nashville, TN

$519

Difference

$54.64

🏠Rent Comparison

Studio

From$2,805

To$1,600

↓ $1,205

1 Bed

From$3,120

To$1,680

↓ $1,440

2 Bed

From$3,810

To$1,840

↓ $1,970

3 Bed

From$4,875

To$2,350

↓ $2,525

Fremont, CAZIP-level data

1BR range: $2,940–$3,320/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$15,199

Monthly in Fremont, CA

$7,952

Monthly in Nashville, TN

$7,247

Difference

Home Values

Fremont

Nashville

$1.44M

Median Value

$489K

↓ -3.5%

YoY Change

↓ -2.1%

↑ +35%

5-Year Change

↑ +32.1%

$1.30M - $2.17M

Price Range

$320K - $1.16M

Homes in Nashville are 66% less expensive than Fremont

Calculate payment - Fremont Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Fremont, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Fremont, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.