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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $598/month more in Bakersfield, CA

$150.0K in your current city equals $157.2K in Bakersfield, CA

Rent data from HUD ZIP-level estimates · COL index from Fresno, CA area
Overall Cost
8.0%
More expensive
Monthly Impact
$598
Extra cost
Annual Impact
$7.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fresno, CA

Population:542K
Cost Index:
100
100 = national average
Median Home:$319K

Bakersfield, CA

Population:413K
Cost Index:
108
(8% above avg)
Median Home:$343K

Fresno, CA

The Golden State

542K
Population
State Tax
Yes

Located in California, this city has a population of 542K residents.

Bakersfield, CA

The Golden State

413K
Population
State Tax
Yes

Located in California, this city has a population of 413K residents.

Cost Breakdown by Category

Annual spending: Fresno, CA vs Bakersfield, CA

Housing
39.8%
Fresno, CA
$2,625
Bakersfield, CA
$3,670
Difference
$1,045
more
Other
13.6%
Fresno, CA
$1,758
Bakersfield, CA
$1,519
Difference
$238
less
Transportation
12.5%
Fresno, CA
$1,475
Bakersfield, CA
$1,660
Difference
$185
more
Groceries
16.3%
Fresno, CA
$1,089
Bakersfield, CA
$911
Difference
$178
less
All Utilities
7.8%
Fresno, CA
$530
Bakersfield, CA
$489
Difference
$41.24
less
Healthcare
3.6%
Fresno, CA
$502
Bakersfield, CA
$484
Difference
$18.26
less

🏠Rent Comparison

Studio
From$1,305
To$775
$530
1 Bed
From$1,315
To$778
$537
2 Bed
From$1,615
To$1,013
$602
3 Bed
From$2,245
To$1,409
$836
Fresno, CAZIP-level data

1BR range: $1,100$2,010/mo

Bakersfield, CAZIP-level data

1BR range: $1,020$1,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,979
Monthly in Fresno, CA
$8,733
Monthly in Bakersfield, CA
$754
Difference

Home Values

Fresno
Bakersfield
$319K
Median Value
$343K
↓ -0.9%
YoY Change
↓ -0.6%
↑ +32%
5-Year Change
↑ +40.7%
$197K - $504K
Price Range
$289K - $468K

Homes in Bakersfield are 7% more expensive than Fresno

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Fresno, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Bakersfield, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Fresno, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Bakersfield, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fresno
Bakersfield
67 Moderate
Air Quality
50 Good
19.4%
Good Air Days
52.2%
99 High
Climate Risk
99 High
🔥🌊🌡
Top Hazards
🔥🌊🫨
+2.3°F
2050 Outlook
+2.0°F
99 days
Heat Days >95°F
2 days
+2.3°F
2050 Outlook
+2.0°F
99 days
Heat Days >95°F
2 days

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