Is Denver, CO cheaper than Fresno, CA?

Based on cost of living data, Denver, CO is 5.8% more expensive than Fresno, CA. This translates to spending an extra $433 per month.

What salary do I need in Denver, CO to live like I do in Fresno, CA?

If you earn $150,000 in Fresno, CA, you'd need approximately $155,192.308 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Fresno, CA and Denver, CO?

Housing in Denver, CO is 23.8% more expensive than in Fresno, CA. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,615/month in Fresno, CA.

How much can I save per month by moving from Fresno, CA to Denver, CO?

Living in Denver, CO costs approximately $433 more per month than Fresno, CA, or $5192 more per year, based on a $150,000 salary.

Fresno, CA vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Fresno, CA

Numbers update automatically as you type

You'd spend $433/month more in Denver, CO

$150.0K in your current city equals $155.2K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Fresno, CA area

Overall Cost

↑ 5.8%

More expensive

Monthly Impact

$433

Extra cost

Annual Impact

$5.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fresno, CA

Population:542K

Cost Index:100

Median Home:$319K

Denver, CO

Population:716K

Cost Index:106

Median Home:$513K

Fresno, CA

The Golden State

542K

Population

State Tax

Yes

Located in California, this city has a population of 542K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Fresno, CA vs Denver, CO

Category	Fresno, CA	Denver, CO	Difference	Change
🏠Housing	$2,625/mo	$3,248/mo	↑ $624more	23.8%
🏥Healthcare	$502/mo	$632/mo	↑ $130more	25.9%
🛒Groceries	$1,089/mo	$1,029/mo	↓ $59.96less	5.5%
📦Other	$1,758/mo	$1,774/mo	↑ $16.74more	1.0%
🚗Transportation	$1,475/mo	$1,462/mo	↓ $13.66less	0.9%
⚡All Utilities	$530/mo	$519/mo	↓ $10.93less	2.1%

🏠Housing

↑ 23.8%

Fresno, CA

$2,625

Denver, CO

$3,248

Difference

$624

🏥Healthcare

↑ 25.9%

Fresno, CA

$502

Denver, CO

$632

Difference

$130

🛒Groceries

↓ 5.5%

Fresno, CA

$1,089

Denver, CO

$1,029

Difference

$59.96

less

📦Other

↑ 1.0%

Fresno, CA

$1,758

Denver, CO

$1,774

Difference

$16.74

🚗Transportation

↓ 0.9%

Fresno, CA

$1,475

Denver, CO

$1,462

Difference

$13.66

less

⚡All Utilities

↓ 2.1%

Fresno, CA

$530

Denver, CO

$519

Difference

$10.93

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Fresno, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,305

To$1,720

↑ $415

1 Bed

From$1,315

To$1,840

↑ $525

2 Bed

From$1,615

To$2,190

↑ $575

3 Bed

From$2,245

To$2,870

↑ $625

Fresno, CAZIP-level data

1BR range: $1,100–$2,010/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,979

Monthly in Fresno, CA

$8,665

Monthly in Denver, CO

$686

Difference

Home Values

Fresno

Denver

$319K

Median Value

$513K

↓ -0.9%

YoY Change

↓ -4.2%

↑ +32%

5-Year Change

↑ +13%

$197K - $504K

Price Range

$352K - $933K

Homes in Denver are 61% more expensive than Fresno

Calculate payment - Fresno Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.0K

Per year

Monthly Difference

$336

More take-home

Effective Rate Diff

2.7%

Rate difference

Fresno, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Fresno, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.