Friday Harbor, WA vs Sublimity, OR: Cost of Living

Which city costs less?

Sublimity, OR has a modeled overall cost index 9.8% lower than Friday Harbor, WA.

Friday Harbor, WA · modeled 2BR rent: $1,810 / month
Sublimity, OR · modeled 2BR rent: $1,680 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Friday Harbor, WA and Sublimity, OR using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Friday Harbor, WA

Numbers update automatically as you type

Estimated savings: $677/month in Sublimity, OR

$150,000 in your current city has a modeled equivalent of $141,876 in Sublimity, OR

Regional cost estimates: Friday Harbor, WA uses Seattle, WA. Sublimity, OR uses Portland, OR. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 9.8%

Less expensive

Monthly Impact

$677

Savings

Annual Impact

$8.1K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Friday Harbor, WA

Population:3K

Cost Index:

120.6

100 = national average

Typical Home:$837K

Sublimity, OR

Population:3K

Cost Index:

108.8

100 = national average

Typical Home:$566K

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Friday Harbor, WA

The Evergreen State

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 3K residents.

💡 Advantage: Washington has no state income tax!

Sublimity, OR

The Beaver State

Population

State Tax

Yes

Located in Oregon, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Friday Harbor, WA vs Sublimity, OR

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Friday Harbor, WA	Sublimity, OR	Difference	Change
Housing	$3,767/mo	$2,806/mo	↓ $961less	25.5%
Other	$1,097/mo	$1,276/mo	↑ $179more	16.3%
Transportation	$1,055/mo	$1,141/mo	↑ $86.40more	8.2%
Healthcare	$547/mo	$480/mo	↓ $66.17less	12.1%
Groceries	$716/mo	$775/mo	↑ $58.97more	8.2%
All Utilities	$319/mo	$344/mo	↑ $25.54more	8.0%

Housing

↓ 25.5%

Friday Harbor, WA

$3,767

Sublimity, OR

$2,806

Difference

$961

less

Other

↑ 16.3%

Friday Harbor, WA

$1,097

Sublimity, OR

$1,276

Difference

$179

Transportation

↑ 8.2%

Friday Harbor, WA

$1,055

Sublimity, OR

$1,141

Difference

$86.40

Healthcare

↓ 12.1%

Friday Harbor, WA

$547

Sublimity, OR

$480

Difference

$66.17

less

Groceries

↑ 8.2%

Friday Harbor, WA

$716

Sublimity, OR

$775

Difference

$58.97

All Utilities

↑ 8.0%

Friday Harbor, WA

$319

Sublimity, OR

$344

Difference

$25.54

🏠Rent Comparison

Studio

From$1,250

To$1,270

↑ $20.00

1 Bed

From$1,380

To$1,290

↓ $90.00

2 Bed

From$1,810

To$1,680

↓ $130

3 Bed

From$2,400

To$2,330

↓ $70.00

Friday Harbor, WAZIP-level data

1BR range: $1,380–$1,380/mo

Sublimity, ORZIP-level data

1BR range: $1,290–$1,290/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Friday Harbor, WA

$6,823

Monthly in Sublimity, OR

$677

Difference

Home Values

Friday Harbor

Sublimity

$837K

Median Value

$566K

↓ -2.2%

YoY Change

↑ +1.4%

↑ +26.8%

5-Year Change

↑ +30.4%

Homes in Sublimity are 32% less expensive than Friday Harbor

Calculate payment - Friday Harbor Calculate payment - Sublimity

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $15.5K

More taxes

Monthly Difference

$1,293

Less take-home

Effective Rate Diff

10.3%

Rate difference

Friday Harbor, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Sublimity, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Friday Harbor, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Sublimity, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Friday Harbor

Sublimity

41 Good

Air Quality

35 Good

69.7%

Good Air Days

85%

100 Very High

Climate Risk

98 High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+2.6°F

2050 Outlook

▲+2.5°F

2 days

Heat Days >95°F

9 days

▲+2.6°F

2050 Outlook

▲+2.5°F

2 days

Heat Days >95°F

9 days

Before moving from Friday Harbor, WA to Sublimity, OR

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Sublimity, OR for the same bedroom count and included utilities as your home in Friday Harbor, WA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Friday Harbor to Sublimity moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Sublimity, OR by cost, housing, population and region.

Frequently Asked Questions: Friday Harbor, WA vs Sublimity, OR

How do the cost estimates for Friday Harbor, WA and Sublimity, OR compare?

Sublimity, OR has a modeled overall cost index 9.8% lower than Friday Harbor, WA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Friday Harbor, WA, the model estimates $141,876 in Sublimity, OR. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Friday Harbor, WA and Sublimity, OR?

The modeled two-bedroom rents are $1,810/month in Friday Harbor, WA and $1,680/month in Sublimity, OR. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Washington and Oregon on TaxTakeHome.com