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Cost of Living Comparison 2026

Compare Fridley, MN and Phoenix, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $106/month more in Phoenix, AZ

$150.0K in your current city equals $151.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area
Overall Cost
↑ 1.4%
More expensive
Monthly Impact
$106
Extra cost
Annual Impact
$1.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fridley, MN

Population:30K
Cost Index:
100
100 = national average
Median Home:$308K

Phoenix, AZ

Population:1608K
Cost Index:
101
(1% above avg)
Median Home:$414K

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Fridley, MN

The North Star State

30K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 30K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Fridley, MN vs Phoenix, AZ

Housing
↑ 17.2%
Fridley, MN
$2,380
Phoenix, AZ
$2,788
Difference
$408
more
Transportation
↑ 14.5%
Fridley, MN
$1,300
Phoenix, AZ
$1,489
Difference
$189
more
Healthcare
↓ 19.8%
Fridley, MN
$734
Phoenix, AZ
$589
Difference
$145
less
All Utilities
↑ 13.8%
Fridley, MN
$493
Phoenix, AZ
$561
Difference
$67.88
more
Groceries
↓ 3.6%
Fridley, MN
$999
Phoenix, AZ
$963
Difference
$35.82
less
Other
↑ 0.3%
Fridley, MN
$1,672
Phoenix, AZ
$1,677
Difference
$5.30
more

🏠Rent Comparison

Studio
From$929
To$1,390
↑ $461
1 Bed
From$1,049
To$1,510
↑ $461
2 Bed
From$1,274
To$1,750
↑ $476
3 Bed
From$1,682
To$2,330
↑ $648
Fridley, MNZIP-level data

1BR range: $1,310–$1,310/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,578
Monthly in Fridley, MN
$8,068
Monthly in Phoenix, AZ
$489
Difference

Home Values

Fridley
Phoenix
$308K
Median Value
$414K
↑ +2.2%
YoY Change
↓ -3.1%
↑ +23.2%
5-Year Change
↑ +30.2%
$308K
Price Range
$274K - $957K

Homes in Phoenix are 34% more expensive than Fridley

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $5.2K
Per year
Monthly Difference
$433
More take-home
Effective Rate Diff
3.5%
Rate difference

Fridley, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Fridley, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Fridley
Phoenix
42 Good
Air Quality
77 Moderate
66.4%
Good Air Days
9%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+3.6°F
2050 Outlook
▲+2.7°F
14 days
Heat Days >95°F
162 days
▲+3.6°F
2050 Outlook
▲+2.7°F
14 days
Heat Days >95°F
162 days

What to Consider When Moving from Fridley, MN to Phoenix, AZ

Relocating from Fridley, MN to Phoenix, AZ involves more than just comparing rent prices. While the overall cost of living is roughly 1% higher in Phoenix, AZ, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Phoenix, AZ is 17% more expensive than in Fridley, MN. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Phoenix, AZ pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Phoenix, AZ to match your current standard of living in Fridley, MN.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Phoenix, AZ for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Fridley, MN vs Phoenix, AZ

How do the cost estimates for Fridley, MN and Phoenix, AZ compare?

The saved overall index for Phoenix, AZ is 1.4% higher than for Fridley, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Fridley, MN, the model estimates $151,266 in Phoenix, AZ. It assumes 60% of gross income changes with the relative cost index and 40% stays fixed. The monthly difference is the salary difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Fridley, MN and Phoenix, AZ?

The modeled two-bedroom rents are $1,274/month in Fridley, MN and $1,750/month in Phoenix, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Arizona on TaxTakeHome.com

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