Is Irving, TX cheaper than Frisco, TX?

Based on cost of living data, Irving, TX is 4.7% cheaper than Frisco, TX. This translates to saving $354 per month.

What salary do I need in Irving, TX to live like I do in Frisco, TX?

If you earn $150,000 in Frisco, TX, you'd need approximately $145,754.717 in Irving, TX to maintain the same standard of living.

How does housing cost compare between Frisco, TX and Irving, TX?

Housing in Irving, TX is 9.8% cheaper than in Frisco, TX. For a two-bedroom apartment, rent is $1,955/month in Irving, TX compared to $2,540/month in Frisco, TX.

How much can I save per month by moving from Frisco, TX to Irving, TX?

Moving from Frisco, TX to Irving, TX could save you approximately $354 per month, or $4245 per year, based on a $150,000 salary.

Frisco, TX vs Irving, TX: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Frisco, TX

Numbers update automatically as you type

You'd save $354/month moving to Irving, TX

$150.0K in your current city equals $145.8K in Irving, TX

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 4.7%

Less expensive

Monthly Impact

$354

Savings

Annual Impact

$4.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Frisco, TX

Population:225K

Cost Index:

100

100 = national average

Median Home:$661K

Irving, TX

Population:257K

Cost Index:

(5% below avg)

Median Home:$373K

Frisco, TX

The Lone Star State

225K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 225K residents.

💡 Advantage: Texas has no state income tax!

Irving, TX

The Lone Star State

257K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 257K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Frisco, TX vs Irving, TX

Category	Frisco, TX	Irving, TX	Difference	Change
Housing	$2,651/mo	$2,391/mo	↓ $260less	9.8%
Other	$1,925/mo	$1,774/mo	↓ $151less	7.8%
Groceries	$979/mo	$979/mo	→ $0	0.0%
Transportation	$1,298/mo	$1,298/mo	→ $0	0.0%
All Utilities	$563/mo	$563/mo	→ $0	0.0%
Healthcare	$632/mo	$632/mo	→ $0	0.0%

Housing

↓ 9.8%

Frisco, TX

$2,651

Irving, TX

$2,391

Difference

$260

less

Other

↓ 7.8%

Frisco, TX

$1,925

Irving, TX

$1,774

Difference

$151

less

Groceries

→ 0.0%

Frisco, TX

$979

Irving, TX

$979

Difference

same

Transportation

→ 0.0%

Frisco, TX

$1,298

Irving, TX

$1,298

Difference

same

All Utilities

→ 0.0%

Frisco, TX

$563

Irving, TX

$563

Difference

same

Healthcare

→ 0.0%

Frisco, TX

$632

Irving, TX

$632

Difference

same

🏠Rent Comparison

Studio

From$2,080

To$1,600

↓ $480

1 Bed

From$2,170

To$1,665

↓ $505

2 Bed

From$2,540

To$1,955

↓ $585

3 Bed

From$3,200

To$2,460

↓ $740

Frisco, TXZIP-level data

1BR range: $2,170–$2,170/mo

Irving, TXZIP-level data

1BR range: $1,470–$2,320/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,048

Monthly in Frisco, TX

$7,637

Monthly in Irving, TX

$411

Difference

Home Values

Frisco

Irving

$661K

Median Value

$373K

↓ -3.9%

YoY Change

↓ -2.5%

↑ +42.3%

5-Year Change

↑ +33.3%

$661K

Price Range

$282K - $631K

Homes in Irving are 43% less expensive than Frisco

Calculate payment - Frisco Calculate payment - Irving

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Frisco, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Irving, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Frisco, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Irving, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.