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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $2.4K/month moving to Austin, TX

$150.0K in your current city equals $121.3K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
31.9%
Less expensive
Monthly Impact
$2,395
Savings
Annual Impact
$28.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fullerton, CA

Population:139K
Cost Index:
100
100 = national average
Median Home:$833K

Austin, TX

Population:979K
Cost Index:
68
(32% below avg)
Median Home:$558K

Fullerton, CA

The Golden State

139K
Population
State Tax
Yes

Located in California, this city has a population of 139K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Fullerton, CA vs Austin, TX

Housing
45.7%
Fullerton, CA
$5,309
Austin, TX
$2,885
Difference
$2,424
less
Transportation
39.5%
Fullerton, CA
$2,121
Austin, TX
$1,284
Difference
$837
less
Groceries
6.9%
Fullerton, CA
$1,030
Austin, TX
$959
Difference
$70.86
less
Other
2.8%
Fullerton, CA
$1,694
Austin, TX
$1,741
Difference
$46.73
more
Healthcare
7.7%
Fullerton, CA
$547
Austin, TX
$589
Difference
$41.99
more
All Utilities
2.1%
Fullerton, CA
$552
Austin, TX
$541
Difference
$11.52
less

🏠Rent Comparison

Studio
From$1,462
To$1,585
$123
1 Bed
From$1,712
To$1,685
$27.00
2 Bed
From$2,213
To$1,995
$218
3 Bed
From$3,174
To$2,525
$649
Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,253
Monthly in Fullerton, CA
$7,998
Monthly in Austin, TX
$3,255
Difference

Home Values

Fullerton
Austin
-
Median Value
$558K
-
YoY Change
↓ -5%
-
5-Year Change
↑ +12.6%
-
Price Range
$272K - $1.26M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$10.6K
Per year
Monthly Difference
$886
More take-home
Effective Rate Diff
7.1%
Rate difference

Fullerton, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Fullerton, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fullerton
Austin
54 Moderate
Air Quality
52 Moderate
32.5%
Good Air Days
42.6%
100 Very High
Climate Risk
98 High
🔥🌊🌅
Top Hazards
🌊🌡🌪
+2.6°F
2050 Outlook
+2.5°F
12 days
Heat Days >95°F
98 days
+2.6°F
2050 Outlook
+2.5°F
12 days
Heat Days >95°F
98 days

What to Consider When Moving from Fullerton, CA to Austin, TX

Relocating from Fullerton, CA to Austin, TX involves more than just comparing rent prices. While the overall cost of living is about 32% lower in Austin, TX, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Austin, TX is 46% cheaper than in Fullerton, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Austin, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Austin, TX to match your current standard of living in Fullerton, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Austin, TX for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Fullerton, CA vs Austin, TX

Is Austin, TX cheaper than Fullerton, CA?

Yes, Austin, TX is about 31.9% cheaper than Fullerton, CA. You could save approximately $2,395/month on a $150,000 salary. Housing costs are 46% lower in Austin, TX.

What salary do I need in Austin, TX to match my lifestyle in Fullerton, CA?

If you currently earn $150,000 in Fullerton, CA, you would need approximately $121,260 in Austin, TX to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Fullerton, CA and Austin, TX?

A two-bedroom apartment averages $2,213/month in Fullerton, CA compared to $1,995/month in Austin, TX. One-bedroom apartments are $1,712/month in Fullerton, CA vs $1,685/month in Austin, TX. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Fullerton, CA or Austin, TX?

Groceries are about 7% cheaper in Austin, TX than in Fullerton, CA, saving a typical household roughly $70.86/month on food.

What is the best time to move from Fullerton, CA to Austin, TX?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between California and Texas on TaxTakeHome.com

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