Is Phoenix, AZ cheaper than Gadsden, AL?

Based on cost of living data, Phoenix, AZ is 18.3% more expensive than Gadsden, AL. This translates to spending an extra $1374 per month.

What salary do I need in Phoenix, AZ to live like I do in Gadsden, AL?

If you earn $150,000 in Gadsden, AL, you'd need approximately $166,485.493 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Gadsden, AL and Phoenix, AZ?

Housing in Phoenix, AZ is 44.6% more expensive than in Gadsden, AL. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $902/month in Gadsden, AL.

How much can I save per month by moving from Gadsden, AL to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $1374 more per month than Gadsden, AL, or $16485 more per year, based on a $150,000 salary.

Gadsden, AL vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Gadsden, AL — ZIP-level rent data · COL adjusted from Birmingham, AL area

Current salary in Gadsden, AL

Numbers update automatically as you type

You'd spend $1.4K/month more in Phoenix, AZ

$150.0K in your current city equals $166.5K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 18.3%

More expensive

Monthly Impact

$1,374

Extra cost

Annual Impact

$16.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Gadsden, AL

Population:33K

Cost Index:100

Median Home:$107K

Phoenix, AZ

Population:1608K

Cost Index:118

Median Home:$414K

Gadsden, AL

The Heart of Dixie

33K

Population

State Tax

Yes

Located in Alabama, this city has a population of 33K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Gadsden, AL vs Phoenix, AZ

Category	Gadsden, AL	Phoenix, AZ	Difference	Change
🏠Housing	$1,928/mo	$2,788/mo	↑ $860more	44.6%
🚗Transportation	$1,205/mo	$1,489/mo	↑ $284more	23.5%
📦Other	$1,578/mo	$1,677/mo	↑ $99.75more	6.3%
🏥Healthcare	$515/mo	$589/mo	↑ $73.69more	14.3%
⚡All Utilities	$542/mo	$561/mo	↑ $19.52more	3.6%
🛒Groceries	$961/mo	$963/mo	↑ $2.77more	0.3%

🏠Housing

↑ 44.6%

Gadsden, AL

$1,928

Phoenix, AZ

$2,788

Difference

$860

🚗Transportation

↑ 23.5%

Gadsden, AL

$1,205

Phoenix, AZ

$1,489

Difference

$284

📦Other

↑ 6.3%

Gadsden, AL

$1,578

Phoenix, AZ

$1,677

Difference

$99.75

🏥Healthcare

↑ 14.3%

Gadsden, AL

$515

Phoenix, AZ

$589

Difference

$73.69

⚡All Utilities

↑ 3.6%

Gadsden, AL

$542

Phoenix, AZ

$561

Difference

$19.52

🛒Groceries

↑ 0.3%

Gadsden, AL

$961

Phoenix, AZ

$963

Difference

$2.77

🏛️ Local Income Taxes

Gadsden, AL: Gadsden Occupational Tax$3,000/yr (2.0%)

Phoenix, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$622

To$1,390

↑ $768

1 Bed

From$772

To$1,510

↑ $738

2 Bed

From$902

To$1,750

↑ $848

3 Bed

From$1,093

To$2,330

↑ $1,237

Gadsden, ALZIP-level data

1BR range: $770–$770/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,728

Monthly in Gadsden, AL

$8,068

Monthly in Phoenix, AZ

$1,340

Difference

Home Values

Gadsden

Phoenix

$107K

Median Value

$414K

↓ -0.9%

YoY Change

↓ -3.1%

↑ +29.8%

5-Year Change

↑ +30.2%

$107K

Price Range

$274K - $957K

Homes in Phoenix are 286% more expensive than Gadsden

Calculate payment - Gadsden Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.2K

Per year

Monthly Difference

$186

More take-home

Effective Rate Diff

1.5%

Rate difference

Gadsden, AL

Federal Income Tax

Effective: 18.9%

$25.5K

Alabama State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.5K

Take-Home Pay

$8,794/month

$105.5K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Gadsden, AL Tax Rates

Sales Tax:9.1%

Property Tax:0.4%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Gadsden

Phoenix

57 Moderate

Air Quality

77 Moderate

26%

Good Air Days

98 High

Climate Risk

100 Very High

🌊🌡🌪

Top Hazards

🔥🌊🌡

▲+2.5°F

2050 Outlook

▲+2.7°F

41 days

Heat Days >95°F

162 days

▲+2.5°F

2050 Outlook

▲+2.7°F

41 days

Heat Days >95°F

162 days

💰 See how taxes change too — compare take-home pay between Alabama and Arizona on TaxTakeHome.com

Where your money goes further

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New Comparison

You'd spend $1.4K/month more in Phoenix, AZ

Gadsden, AL

Phoenix, AZ

Gadsden, AL

Phoenix, AZ

Notable Facts

Major Industries

Cost Breakdown by Category

🏛️ Local Income Taxes

🏠Rent Comparison

📍 Rent by ZIP Code39 ZIPs

Home Values

🏠 Home Values by ZIP39 ZIPs

Tax Comparison

Gadsden, AL

Phoenix, AZ

Additional Tax Information

Gadsden, AL Tax Rates

Phoenix, AZ Tax Rates

Environment

Where your money goes further

Similar cost to Phoenix, AZ