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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
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You'd spend $186/month more in Macon-Bibb County, GA

$150.0K in your current city equals $152.2K in Macon-Bibb County, GA

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 2.5%
More expensive
Monthly Impact
$186
Extra cost
Annual Impact
$2.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Gainesville, FL

Population:146K
Cost Index:
100
100 = national average
Median Home:$297K

Macon-Bibb County, GA

Population:157K
Cost Index:
102
(2% above avg)
Median Home:$153K

Gainesville, FL

The Sunshine State

146K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 146K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Macon-Bibb County, GA

The Peach State

157K
Population
State Tax
Yes

Located in Georgia, this city has a population of 157K residents.

Cost Breakdown by Category

Annual spending: Gainesville, FL vs Macon-Bibb County, GA

Transportation
โ†‘ 24.9%
Gainesville, FL
$1,257
Macon-Bibb County, GA
$1,569
Difference
$313
more
Housing
โ†‘ 7.1%
Gainesville, FL
$1,946
Macon-Bibb County, GA
$2,084
Difference
$138
more
Other
โ†‘ 7.3%
Gainesville, FL
$1,589
Macon-Bibb County, GA
$1,705
Difference
$116
more
All Utilities
โ†‘ 7.2%
Gainesville, FL
$568
Macon-Bibb County, GA
$609
Difference
$41.06
more
Healthcare
โ†“ 5.1%
Gainesville, FL
$564
Macon-Bibb County, GA
$535
Difference
$28.56
less
Groceries
โ†“ 1.0%
Gainesville, FL
$1,008
Macon-Bibb County, GA
$999
Difference
$9.69
less

๐Ÿ Rent Comparison

Studio
From$1,007
To$704
โ†“ $303
1 Bed
From$1,082
To$813
โ†“ $269
2 Bed
From$1,298
To$975
โ†“ $323
3 Bed
From$1,622
To$1,301
โ†“ $321
Gainesville, FLZIP-level data

1BR range: $1,180โ€“$1,580/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,932
Monthly in Gainesville, FL
$7,502
Monthly in Macon-Bibb County, GA
$570
Difference

Home Values

Gainesville
Macon-Bibb County
$297K
Median Value
-
โ†“ -3.1%
YoY Change
-
โ†‘ +29.2%
5-Year Change
-
$214K - $394K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $8.5K
More taxes
Monthly Difference
$704
Less take-home
Effective Rate Diff
5.6%
Rate difference

Gainesville, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Macon-Bibb County, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Additional Tax Information

Gainesville, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Macon-Bibb County, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Gainesville
Macon-Bibb County
50 Good
Air Quality
49 Good
51.9%
Good Air Days
52.7%
97 High
Climate Risk
82 Moderate
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
None
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
36 days
Heat Days >95ยฐF
64 days
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
36 days
Heat Days >95ยฐF
64 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Florida and Georgia on TaxTakeHome.com

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