Cost of Living Comparison 2026
Data: HUD rent estimates, BLS cost of living
You'd spend $648/month more in Palm Bay, FL
$150.0K in your current city equals $157.8K in Palm Bay, FL
Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.
Gainesville, FL
Palm Bay, FL
Gainesville, FL
The Sunshine State
Located in Florida, this city has a population of 146K residents.
💡 Advantage: Florida has no state income tax!
Palm Bay, FL
The Sunshine State
Located in Florida, this city has a population of 136K residents.
💡 Advantage: Florida has no state income tax!
Cost Breakdown by Category
Annual spending: Gainesville, FL vs Palm Bay, FL
| Category | Gainesville, FL | Palm Bay, FL | Difference | Change |
|---|---|---|---|---|
Housing | $1,946/mo | $2,361/mo | ↑ $415more | 21.3% |
Other | $1,589/mo | $1,754/mo | ↑ $165more | 10.4% |
Transportation | $1,257/mo | $1,246/mo | ↓ $10.69less | 0.9% |
Groceries | $1,008/mo | $1,004/mo | ↓ $4.30less | 0.4% |
All Utilities | $568/mo | $565/mo | ↓ $2.42less | 0.4% |
Healthcare | $564/mo | $562/mo | ↓ $2.40less | 0.4% |
🏠Rent Comparison
1BR range: $1,180–$1,580/mo
1BR range: $1,410–$1,750/mo
💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Homes in Palm Bay are 3% more expensive than Gainesville
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
Gainesville, FL
Palm Bay, FL
Additional Tax Information
Gainesville, FL Tax Rates
Palm Bay, FL Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
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