Is Nashville, TN cheaper than Gainesville, GA?

Based on cost of living data, Nashville, TN is 4.8% more expensive than Gainesville, GA. This translates to spending an extra $360 per month.

What salary do I need in Nashville, TN to live like I do in Gainesville, GA?

If you earn $150,000 in Gainesville, GA, you'd need approximately $154,319.23 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Gainesville, GA and Nashville, TN?

Housing in Nashville, TN is 21.0% more expensive than in Gainesville, GA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,210/month in Gainesville, GA.

How much can I save per month by moving from Gainesville, GA to Nashville, TN?

Living in Nashville, TN costs approximately $360 more per month than Gainesville, GA, or $4319 more per year, based on a $150,000 salary.

Gainesville, GA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Gainesville, GA — ZIP-level rent data · COL adjusted from Atlanta, GA area

Current salary in Gainesville, GA

Numbers update automatically as you type

You'd spend $360/month more in Nashville, TN

$150.0K in your current city equals $154.3K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 4.8%

More expensive

Monthly Impact

$360

Extra cost

Annual Impact

$4.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Gainesville, GA

Population:47K

Cost Index:100

Median Home:$345K

Nashville, TN

Population:689K

Cost Index:105

Median Home:$489K

Gainesville, GA

The Peach State

47K

Population

State Tax

Yes

Located in Georgia, this city has a population of 47K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Gainesville, GA vs Nashville, TN

Category	Gainesville, GA	Nashville, TN	Difference	Change
🏠Housing	$2,190/mo	$2,651/mo	↑ $460more	21.0%
📦Other	$1,785/mo	$1,942/mo	↑ $157more	8.8%
🚗Transportation	$1,343/mo	$1,284/mo	↓ $58.51less	4.4%
⚡All Utilities	$563/mo	$519/mo	↓ $43.89less	7.8%
🏥Healthcare	$567/mo	$607/mo	↑ $40.42more	7.1%
🛒Groceries	$924/mo	$949/mo	↑ $25.58more	2.8%

🏠Housing

↑ 21.0%

Gainesville, GA

$2,190

Nashville, TN

$2,651

Difference

$460

📦Other

↑ 8.8%

Gainesville, GA

$1,785

Nashville, TN

$1,942

Difference

$157

🚗Transportation

↓ 4.4%

Gainesville, GA

$1,343

Nashville, TN

$1,284

Difference

$58.51

less

⚡All Utilities

↓ 7.8%

Gainesville, GA

$563

Nashville, TN

$519

Difference

$43.89

less

🏥Healthcare

↑ 7.1%

Gainesville, GA

$567

Nashville, TN

$607

Difference

$40.42

🛒Groceries

↑ 2.8%

Gainesville, GA

$924

Nashville, TN

$949

Difference

$25.58

🏠Rent Comparison

Studio

From$946

To$1,600

↑ $654

1 Bed

From$1,099

To$1,680

↑ $581

2 Bed

From$1,210

To$1,840

↑ $630

3 Bed

From$1,466

To$2,350

↑ $884

Gainesville, GAZIP-level data

1BR range: $1,240–$1,400/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,371

Monthly in Gainesville, GA

$7,952

Monthly in Nashville, TN

$581

Difference

Home Values

Gainesville

Nashville

$345K

Median Value

$489K

↓ -1.8%

YoY Change

↓ -2.1%

↑ +45.2%

5-Year Change

↑ +32.1%

$309K - $435K

Price Range

$320K - $1.16M

Homes in Nashville are 42% more expensive than Gainesville

Calculate payment - Gainesville Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.5K

Per year

Monthly Difference

$704

More take-home

Effective Rate Diff

5.6%

Rate difference

Gainesville, GA

Federal Income Tax

Effective: 18.9%

$25.5K

Georgia State Tax

Effective: 5.6%

$8.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.5K

Take-Home Pay

$8,711/month

$104.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Gainesville, GA Tax Rates

Sales Tax:7.3%

Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.