Is Austin, TX cheaper than Galt, CA?

Based on cost of living data, Austin, TX is 5.3% cheaper than Galt, CA. This translates to saving $399 per month.

What salary do I need in Austin, TX to live like I do in Galt, CA?

If you earn $150,000 in Galt, CA, you'd need approximately $145,214.506 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Galt, CA and Austin, TX?

Housing in Austin, TX is 3.4% cheaper than in Galt, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,568/month in Galt, CA.

How much can I save per month by moving from Galt, CA to Austin, TX?

Moving from Galt, CA to Austin, TX could save you approximately $399 per month, or $4785 per year, based on a $150,000 salary.

Galt, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Galt, CA — ZIP-level rent data · COL adjusted from Stockton, CA area

Current salary in Galt, CA

Numbers update automatically as you type

You'd save $399/month moving to Austin, TX

$150.0K in your current city equals $145.2K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 5.3%

Less expensive

Monthly Impact

$399

Savings

Annual Impact

$4.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Galt, CA

Population:26K

Cost Index:100

Median Home:$525K

Austin, TX

Population:979K

Cost Index:95

Median Home:$558K

Galt, CA

The Golden State

26K

Population

State Tax

Yes

Located in California, this city has a population of 26K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Galt, CA vs Austin, TX

Category	Galt, CA	Austin, TX	Difference	Change
🚗Transportation	$1,396/mo	$1,284/mo	↓ $112less	8.0%
🏠Housing	$2,987/mo	$2,885/mo	↓ $102less	3.4%
🏥Healthcare	$488/mo	$589/mo	↑ $100more	20.6%
🛒Groceries	$1,059/mo	$959/mo	↓ $100less	9.4%
📦Other	$1,663/mo	$1,741/mo	↑ $78.26more	4.7%
⚡All Utilities	$516/mo	$541/mo	↑ $25.45more	4.9%

🚗Transportation

↓ 8.0%

Galt, CA

$1,396

Austin, TX

$1,284

Difference

$112

less

🏠Housing

↓ 3.4%

Galt, CA

$2,987

Austin, TX

$2,885

Difference

$102

less

🏥Healthcare

↑ 20.6%

Galt, CA

$488

Austin, TX

$589

Difference

$100

🛒Groceries

↓ 9.4%

Galt, CA

$1,059

Austin, TX

$959

Difference

$100

less

📦Other

↑ 4.7%

Galt, CA

$1,663

Austin, TX

$1,741

Difference

$78.26

⚡All Utilities

↑ 4.9%

Galt, CA

$516

Austin, TX

$541

Difference

$25.45

🏠Rent Comparison

Studio

From$1,214

To$1,585

↑ $371

1 Bed

From$1,270

To$1,685

↑ $415

2 Bed

From$1,568

To$1,995

↑ $427

3 Bed

From$2,091

To$2,525

↑ $434

Galt, CAZIP-level data

1BR range: $1,580–$1,580/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,108

Monthly in Galt, CA

$7,998

Monthly in Austin, TX

$110

Difference

Home Values

Galt

Austin

$525K

Median Value

$558K

↓ -2.5%

YoY Change

↓ -5%

↑ +16.6%

5-Year Change

↑ +12.6%

$525K

Price Range

$272K - $1.26M

Homes in Austin are 6% more expensive than Galt

Calculate payment - Galt Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Galt, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Galt, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.