Is Raleigh, NC cheaper than Galt, CA?

Based on cost of living data, Raleigh, NC is 10.8% cheaper than Galt, CA. This translates to saving $812 per month.

What salary do I need in Raleigh, NC to live like I do in Galt, CA?

If you earn $150,000 in Galt, CA, you'd need approximately $140,250.554 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Galt, CA and Raleigh, NC?

Housing in Raleigh, NC is 17.3% cheaper than in Galt, CA. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $1,568/month in Galt, CA.

How much can I save per month by moving from Galt, CA to Raleigh, NC?

Moving from Galt, CA to Raleigh, NC could save you approximately $812 per month, or $9749 per year, based on a $150,000 salary.

Galt, CA vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Galt, CA — ZIP-level rent data · COL adjusted from Stockton, CA area

Current salary in Galt, CA

Numbers update automatically as you type

You'd save $812/month moving to Raleigh, NC

$150.0K in your current city equals $140.3K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 10.8%

Less expensive

Monthly Impact

$812

Savings

Annual Impact

$9.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Galt, CA

Population:26K

Cost Index:100

Median Home:$525K

Raleigh, NC

Population:474K

Cost Index:89

Median Home:$512K

Galt, CA

The Golden State

26K

Population

State Tax

Yes

Located in California, this city has a population of 26K residents.

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Galt, CA vs Raleigh, NC

Category	Galt, CA	Raleigh, NC	Difference	Change
🏠Housing	$2,987/mo	$2,469/mo	↓ $518less	17.3%
🏥Healthcare	$488/mo	$601/mo	↑ $113more	23.1%
🚗Transportation	$1,396/mo	$1,284/mo	↓ $112less	8.0%
🛒Groceries	$1,059/mo	$959/mo	↓ $100less	9.4%
📦Other	$1,663/mo	$1,707/mo	↑ $44.78more	2.7%
⚡All Utilities	$516/mo	$546/mo	↑ $30.92more	6.0%

🏠Housing

↓ 17.3%

Galt, CA

$2,987

Raleigh, NC

$2,469

Difference

$518

less

🏥Healthcare

↑ 23.1%

Galt, CA

$488

Raleigh, NC

$601

Difference

$113

🚗Transportation

↓ 8.0%

Galt, CA

$1,396

Raleigh, NC

$1,284

Difference

$112

less

🛒Groceries

↓ 9.4%

Galt, CA

$1,059

Raleigh, NC

$959

Difference

$100

less

📦Other

↑ 2.7%

Galt, CA

$1,663

Raleigh, NC

$1,707

Difference

$44.78

⚡All Utilities

↑ 6.0%

Galt, CA

$516

Raleigh, NC

$546

Difference

$30.92

🏠Rent Comparison

Studio

From$1,214

To$1,570

↑ $356

1 Bed

From$1,270

To$1,640

↑ $370

2 Bed

From$1,568

To$1,800

↑ $232

3 Bed

From$2,091

To$2,255

↑ $164

Galt, CAZIP-level data

1BR range: $1,580–$1,580/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,108

Monthly in Galt, CA

$7,567

Monthly in Raleigh, NC

$541

Difference

Home Values

Galt

Raleigh

$525K

Median Value

$512K

↓ -2.5%

YoY Change

↓ -0.5%

↑ +16.6%

5-Year Change

↑ +38.2%

$525K

Price Range

$314K - $992K

Homes in Raleigh are 3% less expensive than Galt

Calculate payment - Galt Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.5K

Per year

Monthly Difference

$292

More take-home

Effective Rate Diff

2.3%

Rate difference

Galt, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Galt, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.