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Cost of Living Comparison 2026

📍 Garden City, KS — ZIP-level rent data · COL adjusted from Wichita, KS area

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Numbers update automatically as you type

You'd spend $2.6K/month more in Phoenix, AZ

$150.0K in your current city equals $181.2K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 34.7%
More expensive
Monthly Impact
$2,600
Extra cost
Annual Impact
$31.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Garden City, KS

Population:27K
Cost Index:100
Median Home:$229K

Phoenix, AZ

Population:1608K
Cost Index:135
Median Home:$414K

Garden City, KS

The Sunflower State

27K
Population
State Tax
Yes

Located in Kansas, this city has a population of 27K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Garden City, KS vs Phoenix, AZ

🏠Housing
↑ 88.4%
Garden City, KS
$1,480
Phoenix, AZ
$2,788
Difference
$1,309
more
🚗Transportation
↑ 39.0%
Garden City, KS
$1,071
Phoenix, AZ
$1,489
Difference
$418
more
📦Other
↑ 14.7%
Garden City, KS
$1,462
Phoenix, AZ
$1,677
Difference
$216
more
🛒Groceries
↑ 14.7%
Garden City, KS
$840
Phoenix, AZ
$963
Difference
$124
more
⚡All Utilities
↑ 11.0%
Garden City, KS
$505
Phoenix, AZ
$561
Difference
$55.68
more
🏥Healthcare
↑ 7.1%
Garden City, KS
$550
Phoenix, AZ
$589
Difference
$38.83
more

🏠Rent Comparison

Studio
From$598
To$1,390
↑ $792
1 Bed
From$598
To$1,510
↑ $912
2 Bed
From$788
To$1,750
↑ $962
3 Bed
From$1,083
To$2,330
↑ $1,247
Garden City, KSZIP-level data

1BR range: $790–$790/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$5,908
Monthly in Garden City, KS
$8,068
Monthly in Phoenix, AZ
$2,160
Difference

Home Values

Garden City
Phoenix
$229K
Median Value
$414K
↑ +1.1%
YoY Change
↓ -3.1%
↑ +27.4%
5-Year Change
↑ +30.2%
$229K
Price Range
$274K - $957K

Homes in Phoenix are 81% more expensive than Garden City

Calculate payment - Garden CityCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.2K
Per year
Monthly Difference
$265
More take-home
Effective Rate Diff
2.1%
Rate difference

Garden City, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Garden City, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Garden City
Phoenix
43 Good
Air Quality
77 Moderate
75.1%
Good Air Days
9%
97 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+3.1°F
2050 Outlook
▲+2.7°F
61 days
Heat Days >95°F
162 days
▲+3.1°F
2050 Outlook
▲+2.7°F
61 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Kansas and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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