Is Oceanside, CA cheaper than Garden Grove, CA?

Based on cost of living data, Oceanside, CA is 12.6% cheaper than Garden Grove, CA. This translates to saving $944 per month.

What salary do I need in Oceanside, CA to live like I do in Garden Grove, CA?

If you earn $150,000 in Garden Grove, CA, you'd need approximately $138,671.402 in Oceanside, CA to maintain the same standard of living.

How does housing cost compare between Garden Grove, CA and Oceanside, CA?

Housing in Oceanside, CA is 26.8% cheaper than in Garden Grove, CA. For a two-bedroom apartment, rent is $2,535/month in Oceanside, CA compared to $2,650/month in Garden Grove, CA.

How much can I save per month by moving from Garden Grove, CA to Oceanside, CA?

Moving from Garden Grove, CA to Oceanside, CA could save you approximately $944 per month, or $11329 per year, based on a $150,000 salary.

Garden Grove, CA vs Oceanside, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Garden Grove, CA

Numbers update automatically as you type

You'd save $944/month moving to Oceanside, CA

$150.0K in your current city equals $138.7K in Oceanside, CA

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 12.6%

Less expensive

Monthly Impact

$944

Savings

Annual Impact

$11.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Garden Grove, CA

Population:168K

Cost Index:

100

100 = national average

Median Home:$833K

Oceanside, CA

Population:170K

Cost Index:

(13% below avg)

Median Home:$841K

Garden Grove, CA

The Golden State

168K

Population

State Tax

Yes

Located in California, this city has a population of 168K residents.

Oceanside, CA

The Golden State

170K

Population

State Tax

Yes

Located in California, this city has a population of 170K residents.

Cost Breakdown by Category

Annual spending: Garden Grove, CA vs Oceanside, CA

Category	Garden Grove, CA	Oceanside, CA	Difference	Change
Housing	$6,003/mo	$4,395/mo	↓ $1,608less	26.8%
Transportation	$2,158/mo	$1,469/mo	↓ $690less	32.0%
Healthcare	$551/mo	$617/mo	↑ $65.60more	11.9%
All Utilities	$557/mo	$613/mo	↑ $55.50more	10.0%
Other	$1,724/mo	$1,768/mo	↑ $44.12more	2.6%
Groceries	$1,039/mo	$1,043/mo	↑ $4.21more	0.4%

Housing

↓ 26.8%

Garden Grove, CA

$6,003

Oceanside, CA

$4,395

Difference

$1,608

less

Transportation

↓ 32.0%

Garden Grove, CA

$2,158

Oceanside, CA

$1,469

Difference

$690

less

Healthcare

↑ 11.9%

Garden Grove, CA

$551

Oceanside, CA

$617

Difference

$65.60

All Utilities

↑ 10.0%

Garden Grove, CA

$557

Oceanside, CA

$613

Difference

$55.50

Other

↑ 2.6%

Garden Grove, CA

$1,724

Oceanside, CA

$1,768

Difference

$44.12

Groceries

↑ 0.4%

Garden Grove, CA

$1,039

Oceanside, CA

$1,043

Difference

$4.21

🏠Rent Comparison

Studio

From$1,750

To$1,931

↑ $181

1 Bed

From$2,050

To$2,074

↑ $24.00

2 Bed

From$2,650

To$2,535

↓ $115

3 Bed

From$3,800

To$3,377

↓ $423

Oceanside, CAZIP-level data

1BR range: $2,330–$2,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,034

Monthly in Garden Grove, CA

$9,905

Monthly in Oceanside, CA

$2,129

Difference

Home Values

Garden Grove

Oceanside

Median Value

$841K

YoY Change

↓ -2.1%

5-Year Change

↑ +41.6%

Price Range

$791K - $1.08M

Calculate payment - Oceanside

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Garden Grove, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Oceanside, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Garden Grove, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Oceanside, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.