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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $1.9K/month moving to Roseville, CA

$150.0K in your current city equals $126.6K in Roseville, CA

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
26.0%
Less expensive
Monthly Impact
$1,950
Savings
Annual Impact
$23.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Garden Grove, CA

Population:168K
Cost Index:
100
100 = national average
Median Home:$833K

Roseville, CA

Population:159K
Cost Index:
74
(26% below avg)
Median Home:$652K

Garden Grove, CA

The Golden State

168K
Population
State Tax
Yes

Located in California, this city has a population of 168K residents.

Roseville, CA

The Golden State

159K
Population
State Tax
Yes

Located in California, this city has a population of 159K residents.

Cost Breakdown by Category

Annual spending: Garden Grove, CA vs Roseville, CA

Housing
46.5%
Garden Grove, CA
$6,003
Roseville, CA
$3,212
Difference
$2,791
less
Transportation
35.9%
Garden Grove, CA
$2,158
Roseville, CA
$1,384
Difference
$774
less
Healthcare
10.9%
Garden Grove, CA
$551
Roseville, CA
$611
Difference
$60.07
more
Other
2.1%
Garden Grove, CA
$1,724
Roseville, CA
$1,761
Difference
$36.84
more
All Utilities
6.1%
Garden Grove, CA
$557
Roseville, CA
$523
Difference
$34.23
less
Groceries
0.6%
Garden Grove, CA
$1,039
Roseville, CA
$1,045
Difference
$6.17
more

🏠Rent Comparison

Studio
From$1,750
To$1,764
$14.00
1 Bed
From$2,050
To$1,846
$204
2 Bed
From$2,650
To$2,277
$373
3 Bed
From$3,800
To$3,030
$770
Roseville, CAZIP-level data

1BR range: $2,140$2,330/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,034
Monthly in Garden Grove, CA
$8,537
Monthly in Roseville, CA
$3,496
Difference

Home Values

Garden Grove
Roseville
-
Median Value
$652K
-
YoY Change
↓ -1.1%
-
5-Year Change
↑ +20.7%
-
Price Range
$530K - $670K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Garden Grove, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Roseville, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Garden Grove, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Roseville, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Garden Grove
Roseville
54 Moderate
Air Quality
51 Moderate
32.5%
Good Air Days
49.7%
100 Very High
Climate Risk
98 High
🔥🌊🌅
Top Hazards
🌊🫨
+2.6°F
2050 Outlook
+2.4°F
12 days
Heat Days >95°F
69 days
+2.6°F
2050 Outlook
+2.4°F
12 days
Heat Days >95°F
69 days

What to Consider When Moving from Garden Grove, CA to Roseville, CA

Relocating from Garden Grove, CA to Roseville, CA involves more than just comparing rent prices. While the overall cost of living is about 26% lower in Roseville, CA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Roseville, CA is 46% cheaper than in Garden Grove, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Roseville, CA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Roseville, CA to match your current standard of living in Garden Grove, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Roseville, CA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Garden Grove, CA vs Roseville, CA

Is Roseville, CA cheaper than Garden Grove, CA?

Yes, Roseville, CA is about 26.0% cheaper than Garden Grove, CA. You could save approximately $1,950/month on a $150,000 salary. Housing costs are 46% lower in Roseville, CA.

What salary do I need in Roseville, CA to match my lifestyle in Garden Grove, CA?

If you currently earn $150,000 in Garden Grove, CA, you would need approximately $126,604 in Roseville, CA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Garden Grove, CA and Roseville, CA?

A two-bedroom apartment averages $2,650/month in Garden Grove, CA compared to $2,277/month in Roseville, CA. One-bedroom apartments are $2,050/month in Garden Grove, CA vs $1,846/month in Roseville, CA. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Garden Grove, CA or Roseville, CA?

Grocery prices are very similar between Garden Grove, CA and Roseville, CA, with less than 1% difference. Your food budget would stay about the same.

What is the best time to move from Garden Grove, CA to Roseville, CA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

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