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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $70.78/month more in Santa Rosa, CA

$150.0K in your current city equals $150.8K in Santa Rosa, CA

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
0.9%
More expensive
Monthly Impact
$70.78
Extra cost
Annual Impact
$849
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Garden Grove, CA

Population:168K
Cost Index:
100
100 = national average
Median Home:$833K

Santa Rosa, CA

Population:176K
Cost Index:
101
(1% above avg)
Median Home:$713K

Garden Grove, CA

The Golden State

168K
Population
State Tax
Yes

Located in California, this city has a population of 168K residents.

Santa Rosa, CA

The Golden State

176K
Population
State Tax
Yes

Located in California, this city has a population of 176K residents.

Cost Breakdown by Category

Annual spending: Garden Grove, CA vs Santa Rosa, CA

Housing
15.6%
Garden Grove, CA
$6,003
Santa Rosa, CA
$6,939
Difference
$936
more
Transportation
21.1%
Garden Grove, CA
$2,158
Santa Rosa, CA
$1,703
Difference
$455
less
Other
14.2%
Garden Grove, CA
$1,724
Santa Rosa, CA
$1,479
Difference
$245
less
All Utilities
28.6%
Garden Grove, CA
$557
Santa Rosa, CA
$398
Difference
$159
less
Healthcare
13.8%
Garden Grove, CA
$551
Santa Rosa, CA
$627
Difference
$76.01
more
Groceries
0.9%
Garden Grove, CA
$1,039
Santa Rosa, CA
$1,030
Difference
$9.55
less

🏠Rent Comparison

Studio
From$1,750
To$1,331
$419
1 Bed
From$2,050
To$1,469
$581
2 Bed
From$2,650
To$1,928
$722
3 Bed
From$3,800
To$2,649
$1,151
Santa Rosa, CAZIP-level data

1BR range: $1,940$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,034
Monthly in Garden Grove, CA
$12,177
Monthly in Santa Rosa, CA
$144
Difference

Home Values

Garden Grove
Santa Rosa
-
Median Value
$713K
-
YoY Change
↓ -2.8%
-
5-Year Change
↑ +12.2%
-
Price Range
$620K - $797K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Garden Grove, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Santa Rosa, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Garden Grove, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Santa Rosa, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Garden Grove
Santa Rosa
54 Moderate
Air Quality
33 Good
32.5%
Good Air Days
76%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🌊🫨
+2.6°F
2050 Outlook
+2.0°F
12 days
Heat Days >95°F
1 days
+2.6°F
2050 Outlook
+2.0°F
12 days
Heat Days >95°F
1 days

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