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Cost of Living Comparison 2026

๐Ÿ“ Garfield Heights, OH โ€” ZIP-level rent data ยท COL adjusted from Cleveland, OH area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Charlotte, NC

$150.0K in your current city equals $172.8K in Charlotte, NC

Rent data from HUD ZIP-level estimates ยท COL index from Cleveland-Elyria, OH area
Overall Cost
โ†‘ 25.3%
More expensive
Monthly Impact
$1,900
Extra cost
Annual Impact
$22.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Garfield Heights, OH

Population:29K
Cost Index:100
Median Home:$134K

Charlotte, NC

Population:875K
Cost Index:125
Median Home:$399K

Garfield Heights, OH

The Buckeye State

29K
Population
State Tax
Yes

Located in Ohio, this city has a population of 29K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor banking center
  • โ€ขNASCAR headquarters
  • โ€ขQueen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Garfield Heights, OH vs Charlotte, NC

๐Ÿ Housing
โ†‘ 74.7%
Garfield Heights, OH
$1,413
Charlotte, NC
$2,469
Difference
$1,056
more
๐Ÿ“ฆOther
โ†‘ 16.2%
Garfield Heights, OH
$1,469
Charlotte, NC
$1,707
Difference
$238
more
๐ŸฅHealthcare
โ†‘ 24.7%
Garfield Heights, OH
$512
Charlotte, NC
$638
Difference
$127
more
๐Ÿš—Transportation
โ†“ 6.8%
Garfield Heights, OH
$1,289
Charlotte, NC
$1,202
Difference
$87.21
less
โšกAll Utilities
โ†‘ 15.0%
Garfield Heights, OH
$451
Charlotte, NC
$519
Difference
$67.87
more
๐Ÿ›’Groceries
โ†‘ 5.1%
Garfield Heights, OH
$942
Charlotte, NC
$989
Difference
$47.60
more

๐Ÿ Rent Comparison

Studio
From$810
To$1,630
โ†‘ $820
1 Bed
From$923
To$1,710
โ†‘ $787
2 Bed
From$1,115
To$1,870
โ†‘ $755
3 Bed
From$1,436
To$2,300
โ†‘ $864
Garfield Heights, OHZIP-level data

1BR range: $1,150โ€“$1,150/mo

Charlotte, NCZIP-level data

1BR range: $1,340โ€“$2,310/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,076
Monthly in Garfield Heights, OH
$7,525
Monthly in Charlotte, NC
$1,449
Difference

Home Values

Garfield Heights
Charlotte
$134K
Median Value
$399K
โ†‘ +2.2%
YoY Change
โ†“ -1.1%
โ†‘ +43.6%
5-Year Change
โ†‘ +40.8%
$134K
Price Range
$293K - $1.57M

Homes in Charlotte are 196% more expensive than Garfield Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $2.7K
More taxes
Monthly Difference
$225
Less take-home
Effective Rate Diff
1.8%
Rate difference

Garfield Heights, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Garfield Heights, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Garfield Heights
Charlotte
54 Moderate
Air Quality
51 Moderate
37.2%
Good Air Days
46.2%
98 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
11 days
Heat Days >95ยฐF
36 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
11 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Ohio and North Carolina on TaxTakeHome.com

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