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Cost of Living Comparison 2026

๐Ÿ“ Garfield Heights, OH โ€” ZIP-level rent data ยท COL adjusted from Cleveland, OH area

$

Numbers update automatically as you type

You'd spend $2.5K/month more in Phoenix, AZ

$150.0K in your current city equals $180.0K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Cleveland-Elyria, OH area
Overall Cost
โ†‘ 33.3%
More expensive
Monthly Impact
$2,501
Extra cost
Annual Impact
$30.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Garfield Heights, OH

Population:29K
Cost Index:100
Median Home:$134K

Phoenix, AZ

Population:1608K
Cost Index:133
Median Home:$414K

Garfield Heights, OH

The Buckeye State

29K
Population
State Tax
Yes

Located in Ohio, this city has a population of 29K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Garfield Heights, OH vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 97.4%
Garfield Heights, OH
$1,413
Phoenix, AZ
$2,788
Difference
$1,376
more
๐Ÿ“ฆOther
โ†‘ 14.2%
Garfield Heights, OH
$1,469
Phoenix, AZ
$1,677
Difference
$208
more
๐Ÿš—Transportation
โ†‘ 15.5%
Garfield Heights, OH
$1,289
Phoenix, AZ
$1,489
Difference
$200
more
โšกAll Utilities
โ†‘ 24.4%
Garfield Heights, OH
$451
Phoenix, AZ
$561
Difference
$110
more
๐ŸฅHealthcare
โ†‘ 15.0%
Garfield Heights, OH
$512
Phoenix, AZ
$589
Difference
$76.96
more
๐Ÿ›’Groceries
โ†‘ 2.3%
Garfield Heights, OH
$942
Phoenix, AZ
$963
Difference
$21.61
more

๐Ÿ Rent Comparison

Studio
From$810
To$1,390
โ†‘ $580
1 Bed
From$923
To$1,510
โ†‘ $587
2 Bed
From$1,115
To$1,750
โ†‘ $635
3 Bed
From$1,436
To$2,330
โ†‘ $894
Garfield Heights, OHZIP-level data

1BR range: $1,150โ€“$1,150/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,076
Monthly in Garfield Heights, OH
$8,068
Monthly in Phoenix, AZ
$1,992
Difference

Home Values

Garfield Heights
Phoenix
$134K
Median Value
$414K
โ†‘ +2.2%
YoY Change
โ†“ -3.1%
โ†‘ +43.6%
5-Year Change
โ†‘ +30.2%
$134K
Price Range
$274K - $957K

Homes in Phoenix are 208% more expensive than Garfield Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $806
More taxes
Monthly Difference
$67.13
Less take-home
Effective Rate Diff
0.5%
Rate difference

Garfield Heights, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Garfield Heights, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Garfield Heights
Phoenix
54 Moderate
Air Quality
77 Moderate
37.2%
Good Air Days
9%
98 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
11 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
11 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Ohio and Arizona on TaxTakeHome.com

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