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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $365/month more in Denton, TX

$150.0K in your current city equals $154.4K in Denton, TX

Rent data from HUD ZIP-level estimates ยท COL index from Dallas-Fort Worth-Arlington, TX area
Overall Cost
โ†‘ 4.9%
More expensive
Monthly Impact
$365
Extra cost
Annual Impact
$4.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Garland, TX

Population:246K
Cost Index:
100
100 = national average
Median Home:$273K

Denton, TX

Population:158K
Cost Index:
105
(5% above avg)
Median Home:$354K

Garland, TX

The Lone Star State

246K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 246K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Denton, TX

The Lone Star State

158K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 158K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Garland, TX vs Denton, TX

Other
โ†‘ 8.4%
Garland, TX
$1,774
Denton, TX
$1,924
Difference
$149
more
Housing
โ†“ 0.3%
Garland, TX
$2,391
Denton, TX
$2,384
Difference
$7.03
less
Transportation
โ†“ 0.1%
Garland, TX
$1,298
Denton, TX
$1,297
Difference
$0.99
less
Groceries
โ†“ 0.0%
Garland, TX
$979
Denton, TX
$979
Difference
$0.38
less
Healthcare
โ†“ 0.0%
Garland, TX
$632
Denton, TX
$632
Difference
$0.24
less
All Utilities
โ†“ 0.0%
Garland, TX
$563
Denton, TX
$563
Difference
$0.22
less

๐Ÿ Rent Comparison

Studio
From$1,540
To$1,283
โ†“ $257
1 Bed
From$1,600
To$1,338
โ†“ $262
2 Bed
From$1,880
To$1,567
โ†“ $313
3 Bed
From$2,370
To$1,970
โ†“ $400
Garland, TXZIP-level data

1BR range: $1,410โ€“$1,820/mo

Denton, TXZIP-level data

1BR range: $1,400โ€“$1,720/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,637
Monthly in Garland, TX
$7,777
Monthly in Denton, TX
$140
Difference

Home Values

Garland
Denton
$273K
Median Value
$354K
โ†“ -5.7%
YoY Change
โ†“ -4.2%
โ†‘ +25.8%
5-Year Change
โ†‘ +27.4%
$240K - $330K
Price Range
$273K - $402K

Homes in Denton are 30% more expensive than Garland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Garland, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Denton, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Garland, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Denton, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Garland
Denton
55 Moderate
Air Quality
40 Good
35.2%
Good Air Days
77.5%
100 Very High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
84 days
Heat Days >95ยฐF
81 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
84 days
Heat Days >95ยฐF
81 days

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