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Cost of Living Comparison 2026

๐Ÿ“ Garner, NC โ€” ZIP-level rent data ยท COL adjusted from Raleigh, NC area

$

Numbers update automatically as you type

You'd save $125/month moving to Columbus, OH

$150.0K in your current city equals $148.5K in Columbus, OH

Rent data from HUD ZIP-level estimates ยท COL index from Raleigh-Cary, NC area
Overall Cost
โ†“ 1.7%
Less expensive
Monthly Impact
$125
Savings
Annual Impact
$1.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Garner, NC

Population:35K
Cost Index:100
Median Home:$381K

Columbus, OH

Population:906K
Cost Index:98
Median Home:$263K

Garner, NC

The Tar Heel State

35K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 35K residents.

Columbus, OH

The Buckeye State

906K
Population
State Tax
Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: Garner, NC vs Columbus, OH

๐Ÿš—Transportation
โ†‘ 12.7%
Garner, NC
$1,212
Columbus, OH
$1,366
Difference
$154
more
โšกAll Utilities
โ†“ 12.5%
Garner, NC
$531
Columbus, OH
$464
Difference
$66.32
less
๐Ÿ“ฆOther
โ†“ 3.4%
Garner, NC
$1,611
Columbus, OH
$1,557
Difference
$54.32
less
๐Ÿ Housing
โ†“ 2.1%
Garner, NC
$2,097
Columbus, OH
$2,053
Difference
$43.55
less
๐Ÿ›’Groceries
โ†‘ 4.0%
Garner, NC
$932
Columbus, OH
$969
Difference
$37.45
more
๐ŸฅHealthcare
โ†‘ 4.0%
Garner, NC
$584
Columbus, OH
$607
Difference
$23.40
more

๐Ÿ›๏ธ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

Garner, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,163
To$1,020
โ†“ $143
1 Bed
From$1,211
To$1,100
โ†“ $111
2 Bed
From$1,331
To$1,315
โ†“ $16.00
3 Bed
From$1,668
To$1,575
โ†“ $93.00
Garner, NCZIP-level data

1BR range: $1,510โ€“$1,510/mo

Columbus, OHZIP-level data

1BR range: $870โ€“$1,790/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,966
Monthly in Garner, NC
$7,017
Monthly in Columbus, OH
$51.07
Difference

Home Values

Garner
Columbus
$381K
Median Value
$263K
โ†“ -2.5%
YoY Change
โ†“ -0.4%
โ†‘ +36.8%
5-Year Change
โ†‘ +28.8%
$381K
Price Range
$95K - $406K

Homes in Columbus are 31% less expensive than Garner

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.7K
Per year
Monthly Difference
$225
More take-home
Effective Rate Diff
1.8%
Rate difference

Garner, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Columbus, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

Garner, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Columbus, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Garner
Columbus
46 Good
Air Quality
53 Moderate
61.7%
Good Air Days
41.3%
96 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
31 days
Heat Days >95ยฐF
18 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
31 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between North Carolina and Ohio on TaxTakeHome.com

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