Is San Antonio, TX cheaper than Garner, NC?

Based on cost of living data, San Antonio, TX is 0.6% cheaper than Garner, NC. The two cities have very similar living costs.

What salary do I need in San Antonio, TX to live like I do in Garner, NC?

If you earn $150,000 in Garner, NC, you'd need approximately $149,482.001 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Garner, NC and San Antonio, TX?

Housing in San Antonio, TX is 0.2% more expensive than in Garner, NC. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,331/month in Garner, NC.

How much can I save per month by moving from Garner, NC to San Antonio, TX?

Moving from Garner, NC to San Antonio, TX could save you approximately $43 per month, or $518 per year, based on a $150,000 salary.

Garner, NC vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Garner, NC — ZIP-level rent data · COL adjusted from Raleigh, NC area

Current salary in Garner, NC

Numbers update automatically as you type

You'd save $43.17/month moving to San Antonio, TX

$150.0K in your current city equals $149.5K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Raleigh-Cary, NC area

Overall Cost

↓ 0.6%

Less expensive

Monthly Impact

$43.17

Savings

Annual Impact

$518

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Garner, NC

Population:35K

Cost Index:100

Median Home:$381K

San Antonio, TX

Population:1547K

Cost Index:99

Median Home:$215K

Garner, NC

The Tar Heel State

35K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 35K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Garner, NC vs San Antonio, TX

Category	Garner, NC	San Antonio, TX	Difference	Change
🚗Transportation	$1,212/mo	$1,287/mo	↑ $75.18more	6.2%
🏥Healthcare	$584/mo	$527/mo	↓ $57.15less	9.8%
📦Other	$1,611/mo	$1,647/mo	↑ $36.08more	2.2%
⚡All Utilities	$531/mo	$496/mo	↓ $35.18less	6.6%
🛒Groceries	$932/mo	$913/mo	↓ $18.51less	2.0%
🏠Housing	$2,097/mo	$2,100/mo	↑ $3.23more	0.2%

🚗Transportation

↑ 6.2%

Garner, NC

$1,212

San Antonio, TX

$1,287

Difference

$75.18

🏥Healthcare

↓ 9.8%

Garner, NC

$584

San Antonio, TX

$527

Difference

$57.15

less

📦Other

↑ 2.2%

Garner, NC

$1,611

San Antonio, TX

$1,647

Difference

$36.08

⚡All Utilities

↓ 6.6%

Garner, NC

$531

San Antonio, TX

$496

Difference

$35.18

less

🛒Groceries

↓ 2.0%

Garner, NC

$932

San Antonio, TX

$913

Difference

$18.51

less

🏠Housing

↑ 0.2%

Garner, NC

$2,097

San Antonio, TX

$2,100

Difference

$3.23

🏠Rent Comparison

Studio

From$1,163

To$1,110

↓ $53.00

1 Bed

From$1,211

To$1,210

↓ $1.00

2 Bed

From$1,331

To$1,470

↑ $139

3 Bed

From$1,668

To$1,890

↑ $222

Garner, NCZIP-level data

1BR range: $1,510–$1,510/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,966

Monthly in Garner, NC

$6,969

Monthly in San Antonio, TX

$3.66

Difference

Home Values

Garner

San Antonio

$381K

Median Value

$215K

↓ -2.5%

YoY Change

↓ -2.9%

↑ +36.8%

5-Year Change

↑ +16.7%

$381K

Price Range

$107K - $905K

Homes in San Antonio are 43% less expensive than Garner

Calculate payment - Garner Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.1K

Per year

Monthly Difference

$594

More take-home

Effective Rate Diff

4.7%

Rate difference

Garner, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Garner, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.