Is Pittsburgh, PA cheaper than Gary, IN?

Based on cost of living data, Pittsburgh, PA is 10.5% cheaper than Gary, IN. This translates to saving $785 per month.

What salary do I need in Pittsburgh, PA to live like I do in Gary, IN?

If you earn $150,000 in Gary, IN, you'd need approximately $140,578.508 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Gary, IN and Pittsburgh, PA?

Housing in Pittsburgh, PA is 23.2% cheaper than in Gary, IN. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $915/month in Gary, IN.

How much can I save per month by moving from Gary, IN to Pittsburgh, PA?

Moving from Gary, IN to Pittsburgh, PA could save you approximately $785 per month, or $9421 per year, based on a $150,000 salary.

Gary, IN vs Pittsburgh, PA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Gary, IN — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Gary, IN

Numbers update automatically as you type

You'd save $785/month moving to Pittsburgh, PA

$150.0K in your current city equals $140.6K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 10.5%

Less expensive

Monthly Impact

$785

Savings

Annual Impact

$9.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Gary, IN

Population:68K

Cost Index:100

Median Home:$80K

Pittsburgh, PA

Population:303K

Cost Index:90

Gary, IN

The Hoosier State

68K

Population

State Tax

Yes

Located in Indiana, this city has a population of 68K residents.

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Gary, IN vs Pittsburgh, PA

Category	Gary, IN	Pittsburgh, PA	Difference	Change
🏠Housing	$2,538/mo	$1,949/mo	↓ $589less	23.2%
🚗Transportation	$1,545/mo	$1,216/mo	↓ $329less	21.3%
⚡All Utilities	$498/mo	$607/mo	↑ $109more	21.8%
🏥Healthcare	$570/mo	$527/mo	↓ $43.73less	7.7%
📦Other	$1,616/mo	$1,607/mo	↓ $9.30less	0.6%
🛒Groceries	$987/mo	$989/mo	↑ $2.28more	0.2%

🏠Housing

↓ 23.2%

Gary, IN

$2,538

Pittsburgh, PA

$1,949

Difference

$589

less

🚗Transportation

↓ 21.3%

Gary, IN

$1,545

Pittsburgh, PA

$1,216

Difference

$329

less

⚡All Utilities

↑ 21.8%

Gary, IN

$498

Pittsburgh, PA

$607

Difference

$109

🏥Healthcare

↓ 7.7%

Gary, IN

$570

Pittsburgh, PA

$527

Difference

$43.73

less

📦Other

↓ 0.6%

Gary, IN

$1,616

Pittsburgh, PA

$1,607

Difference

$9.30

less

🛒Groceries

↑ 0.2%

Gary, IN

$987

Pittsburgh, PA

$989

Difference

$2.28

🏛️ Local Income Taxes

Gary, IN: Lake County Income Tax$2,250/yr (1.5%)

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Net difference+$2,250/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$664

To$750

↑ $86.00

1 Bed

From$750

To$850

↑ $100

2 Bed

From$915

To$1,050

↑ $135

3 Bed

From$1,118

To$1,400

↑ $282

Gary, INZIP-level data

1BR range: $880–$1,160/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,754

Monthly in Gary, IN

$6,894

Monthly in Pittsburgh, PA

$860

Difference

Home Values

Gary

Pittsburgh

$80K

Median Value

↓ -4.2%

YoY Change

↑ +47.3%

5-Year Change

$54K - $141K

Price Range

Calculate payment - Gary

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $240

Per year

Monthly Difference

$20.00

More take-home

Effective Rate Diff

0.2%

Rate difference

Gary, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Gary, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.