Gearhart, OR vs Rogue River, OR: Cost of Living

Which city costs less?

Rogue River, OR has a modeled overall cost index 26.2% lower than Gearhart, OR.

Gearhart, OR · modeled 2BR rent: $1,300 / month
Rogue River, OR · modeled 2BR rent: $1,430 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

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Cost of Living Comparison 2026

Compare Gearhart, OR and Rogue River, OR using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Gearhart, OR

Numbers update automatically as you type

Estimated savings: $1,745/month in Rogue River, OR

$150,000 in your current city has a modeled equivalent of $129,056 in Rogue River, OR

Regional cost estimates: Gearhart, OR uses Portland, OR. Rogue River, OR uses Portland, OR. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 26.2%

Less expensive

Monthly Impact

$1,745

Savings

Annual Impact

$20.9K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Gearhart, OR

Population:2K

Cost Index:

99.7

100 = national average

Typical Home:$485K

Rogue River, OR

Population:2K

Cost Index:

73.6

100 = national average

Typical Home:$464K

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Gearhart, OR

The Beaver State

Population

State Tax

Yes

Located in Oregon, this city has a population of 2K residents.

Rogue River, OR

The Beaver State

Population

State Tax

Yes

Located in Oregon, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Gearhart, OR vs Rogue River, OR

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Gearhart, OR	Rogue River, OR	Difference	Change
Housing	$3,053/mo	$2,253/mo	↓ $800less	26.2%
Other	$1,388/mo	$1,024/mo	↓ $364less	26.2%
Transportation	$1,241/mo	$916/mo	↓ $325less	26.2%
Groceries	$880/mo	$756/mo	↓ $124less	14.1%
Healthcare	$546/mo	$469/mo	↓ $76.95less	14.1%
All Utilities	$391/mo	$336/mo	↓ $55.18less	14.1%

Housing

↓ 26.2%

Gearhart, OR

$3,053

Rogue River, OR

$2,253

Difference

$800

less

Other

↓ 26.2%

Gearhart, OR

$1,388

Rogue River, OR

$1,024

Difference

$364

less

Transportation

↓ 26.2%

Gearhart, OR

$1,241

Rogue River, OR

$916

Difference

$325

less

Groceries

↓ 14.1%

Gearhart, OR

$880

Rogue River, OR

$756

Difference

$124

less

Healthcare

↓ 14.1%

Gearhart, OR

$546

Rogue River, OR

$469

Difference

$76.95

less

All Utilities

↓ 14.1%

Gearhart, OR

$391

Rogue River, OR

$336

Difference

$55.18

less

🏠Rent Comparison

Studio

From$950

To$990

↑ $40.00

1 Bed

From$990

To$1,150

↑ $160

2 Bed

From$1,300

To$1,430

↑ $130

3 Bed

From$1,780

To$1,990

↑ $210

Gearhart, ORZIP-level data

1BR range: $990–$990/mo

Rogue River, ORZIP-level data

1BR range: $1,150–$1,150/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Gearhart, OR

$5,755

Monthly in Rogue River, OR

$1,745

Difference

Home Values

Gearhart

Rogue River

$485K

Median Value

$464K

↓ -1.3%

YoY Change

↑ +2.3%

↑ +31.6%

5-Year Change

↑ +25%

Homes in Rogue River are 4% less expensive than Gearhart

Calculate payment - Gearhart Calculate payment - Rogue River

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Gearhart, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Rogue River, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Gearhart, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Rogue River, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Gearhart

Rogue River

35 Good

Air Quality

35 Good

85%

Good Air Days

85%

98 High

Climate Risk

98 High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+2.5°F

2050 Outlook

▲+2.5°F

9 days

Heat Days >95°F

9 days

▲+2.5°F

2050 Outlook

▲+2.5°F

9 days

Heat Days >95°F

9 days

Before moving from Gearhart, OR to Rogue River, OR

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Rogue River, OR for the same bedroom count and included utilities as your home in Gearhart, OR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Gearhart to Rogue River moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Rogue River, OR by cost, housing, population and region.

Frequently Asked Questions: Gearhart, OR vs Rogue River, OR

How do the cost estimates for Gearhart, OR and Rogue River, OR compare?

Rogue River, OR has a modeled overall cost index 26.2% lower than Gearhart, OR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Gearhart, OR, the model estimates $129,056 in Rogue River, OR. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Gearhart, OR and Rogue River, OR?

The modeled two-bedroom rents are $1,300/month in Gearhart, OR and $1,430/month in Rogue River, OR. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.