Is Nashville, TN cheaper than Gilbert, AZ?

Based on cost of living data, Nashville, TN is 0.2% cheaper than Gilbert, AZ. The two cities have very similar living costs.

What salary do I need in Nashville, TN to live like I do in Gilbert, AZ?

If you earn $150,000 in Gilbert, AZ, you'd need approximately $149,825.581 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Gilbert, AZ and Nashville, TN?

Housing in Nashville, TN is 4.9% cheaper than in Gilbert, AZ. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,270/month in Gilbert, AZ.

How much can I save per month by moving from Gilbert, AZ to Nashville, TN?

Moving from Gilbert, AZ to Nashville, TN could save you approximately $15 per month, or $174 per year, based on a $150,000 salary.

Gilbert, AZ vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Gilbert, AZ

Numbers update automatically as you type

You'd save $14.53/month moving to Nashville, TN

$150.0K in your current city equals $149.8K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Phoenix-Mesa-Chandler, AZ area

Overall Cost

↓ 0.2%

Less expensive

Monthly Impact

$14.53

Savings

Annual Impact

$174

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Gilbert, AZ

Population:268K

Cost Index:100

Median Home:$541K

Nashville, TN

Population:689K

Cost Index:100

Median Home:$489K

Gilbert, AZ

The Grand Canyon State

268K

Population

State Tax

Yes

Located in Arizona, this city has a population of 268K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Gilbert, AZ vs Nashville, TN

Category	Gilbert, AZ	Nashville, TN	Difference	Change
📦Other	$1,677/mo	$1,942/mo	↑ $264more	15.8%
🚗Transportation	$1,489/mo	$1,284/mo	↓ $205less	13.8%
🏠Housing	$2,788/mo	$2,651/mo	↓ $138less	4.9%
⚡All Utilities	$561/mo	$519/mo	↓ $42.07less	7.5%
🏥Healthcare	$589/mo	$607/mo	↑ $18.59more	3.2%
🛒Groceries	$963/mo	$949/mo	↓ $13.99less	1.5%

📦Other

↑ 15.8%

Gilbert, AZ

$1,677

Nashville, TN

$1,942

Difference

$264

🚗Transportation

↓ 13.8%

Gilbert, AZ

$1,489

Nashville, TN

$1,284

Difference

$205

less

🏠Housing

↓ 4.9%

Gilbert, AZ

$2,788

Nashville, TN

$2,651

Difference

$138

less

⚡All Utilities

↓ 7.5%

Gilbert, AZ

$561

Nashville, TN

$519

Difference

$42.07

less

🏥Healthcare

↑ 3.2%

Gilbert, AZ

$589

Nashville, TN

$607

Difference

$18.59

🛒Groceries

↓ 1.5%

Gilbert, AZ

$963

Nashville, TN

$949

Difference

$13.99

less

🏠Rent Comparison

Studio

From$1,800

To$1,600

↓ $200

1 Bed

From$1,950

To$1,680

↓ $270

2 Bed

From$2,270

To$1,840

↓ $430

3 Bed

From$3,030

To$2,350

↓ $680

Gilbert, AZZIP-level data

1BR range: $1,920–$2,130/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,068

Monthly in Gilbert, AZ

$7,952

Monthly in Nashville, TN

$116

Difference

Home Values

Gilbert

Nashville

$541K

Median Value

$489K

↓ -1.9%

YoY Change

↓ -2.1%

↑ +33.1%

5-Year Change

↑ +32.1%

$517K - $546K

Price Range

$320K - $1.16M

Homes in Nashville are 10% less expensive than Gilbert

Calculate payment - Gilbert Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Gilbert, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Gilbert, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.