Glen Carbon, IL vs Troy, MO: Cost of Living

Which city costs less?

Troy, MO has a modeled overall cost index 0.4% higher than Glen Carbon, IL.

Glen Carbon, IL · modeled 2BR rent
$1,240 / month
Troy, MO · modeled 2BR rent
$1,160 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Glen Carbon, IL and Troy, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $28.03/month in Troy, MO

$150,000 in your current city has a modeled equivalent of $150,336 in Troy, MO

Regional cost estimates: Glen Carbon, IL uses St. Louis, MO. Troy, MO uses St. Louis, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 0.4%
More expensive
Monthly Impact
$28.03
Extra cost
Annual Impact
$336
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Glen Carbon, IL

Population:14K
Cost Index:
81.2
100 = national average
Typical Home:$319K

Troy, MO

Population:15K
Cost Index:
81.5
100 = national average
Typical Home:$302K

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Glen Carbon, IL

The Prairie State

14K
Population
State Tax
Yes

Located in Illinois, this city has a population of 14K residents.

Troy, MO

The Show-Me State

15K
Population
State Tax
Yes

Located in Missouri, this city has a population of 15K residents.

Cost Breakdown by Category

Estimated monthly spending: Glen Carbon, IL vs Troy, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 0.4%
Glen Carbon, IL
$1,917
Troy, MO
$1,925
Difference
$8.51
more
Other
↑ 0.4%
Glen Carbon, IL
$1,829
Troy, MO
$1,837
Difference
$8.12
more
Transportation
↑ 0.4%
Glen Carbon, IL
$1,384
Troy, MO
$1,390
Difference
$6.14
more
Groceries
↑ 0.2%
Glen Carbon, IL
$1,119
Troy, MO
$1,121
Difference
$2.48
more
All Utilities
↑ 0.2%
Glen Carbon, IL
$631
Troy, MO
$632
Difference
$1.40
more
Healthcare
↑ 0.2%
Glen Carbon, IL
$621
Troy, MO
$622
Difference
$1.38
more

🏠Rent Comparison

Studio
From$970
To$910
↓ $60.00
1 Bed
From$1,010
To$950
↓ $60.00
2 Bed
From$1,240
To$1,160
↓ $80.00
3 Bed
From$1,600
To$1,490
↓ $110
Glen Carbon, ILZIP-level data

1BR range: $1,010–$1,010/mo

Troy, MOZIP-level data

1BR range: $950–$950/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Glen Carbon, IL
$7,528
Monthly in Troy, MO
$28.03
Difference

Home Values

Glen Carbon
Troy
$319K
Median Value
$302K
↑ +5.1%
YoY Change
↑ +5.5%
↑ +31.2%
5-Year Change
↑ +37.7%

Homes in Troy are 5% less expensive than Glen Carbon

Calculate payment - Glen CarbonCalculate payment - Troy

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $504
More taxes
Monthly Difference
$42.00
Less take-home
Effective Rate Diff
0.3%
Rate difference

Glen Carbon, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Troy, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Glen Carbon, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Troy, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Glen Carbon
Troy
54 Moderate
Air Quality
54 Moderate
38%
Good Air Days
38%
99 High
Climate Risk
99 High
🌊🌡🫨
Top Hazards
🌊🌡🫨
▲+3.0°F
2050 Outlook
▲+3.0°F
39 days
Heat Days >95°F
39 days
▲+3.0°F
2050 Outlook
▲+3.0°F
39 days
Heat Days >95°F
39 days

Before moving from Glen Carbon, IL to Troy, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Troy, MO for the same bedroom count and included utilities as your home in Glen Carbon, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Glen Carbon to Troy moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Troy, MO by cost, housing, population and region.

Frequently Asked Questions: Glen Carbon, IL vs Troy, MO

How do the cost estimates for Glen Carbon, IL and Troy, MO compare?

Troy, MO has a modeled overall cost index 0.4% higher than Glen Carbon, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Glen Carbon, IL, the model estimates $150,336 in Troy, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Glen Carbon, IL and Troy, MO?

The modeled two-bedroom rents are $1,240/month in Glen Carbon, IL and $1,160/month in Troy, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Missouri on TaxTakeHome.com

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