Glen Gardner, NJ vs Milford, NJ: Cost of Living

Which city costs less?

Milford, NJ has a modeled overall cost index 11.2% lower than Glen Gardner, NJ.

Glen Gardner, NJ · modeled 2BR rent: $2,010 / month
Milford, NJ · modeled 2BR rent: $2,170 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Glen Gardner, NJ and Milford, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Glen Gardner, NJ

Numbers update automatically as you type

Estimated savings: $725/month in Milford, NJ

$150,000 in your current city has a modeled equivalent of $141,298 in Milford, NJ

Regional cost estimates: Glen Gardner, NJ uses Newark, NJ. Milford, NJ uses Philadelphia, PA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 11.2%

Less expensive

Monthly Impact

$725

Savings

Annual Impact

$8.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Glen Gardner, NJ

Population:2K

Cost Index:

96.4

100 = national average

Typical Home:$536K

Milford, NJ

Population:1K

Cost Index:

85.7

100 = national average

Typical Home:$508K

Planning the move to Milford?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Glen Gardner, NJ

The Garden State

Population

State Tax

Yes

Located in New Jersey, this city has a population of 2K residents.

Milford, NJ

The Garden State

Population

State Tax

Yes

Located in New Jersey, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Glen Gardner, NJ vs Milford, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Glen Gardner, NJ	Milford, NJ	Difference	Change
Other	$1,857/mo	$1,542/mo	↓ $315less	17.0%
Transportation	$1,465/mo	$1,235/mo	↓ $231less	15.8%
Healthcare	$667/mo	$574/mo	↓ $93.75less	14.0%
Housing	$1,866/mo	$1,809/mo	↓ $56.82less	3.0%
Groceries	$1,066/mo	$1,043/mo	↓ $23.51less	2.2%
All Utilities	$578/mo	$573/mo	↓ $4.98less	0.9%

Other

↓ 17.0%

Glen Gardner, NJ

$1,857

Milford, NJ

$1,542

Difference

$315

less

Transportation

↓ 15.8%

Glen Gardner, NJ

$1,465

Milford, NJ

$1,235

Difference

$231

less

Healthcare

↓ 14.0%

Glen Gardner, NJ

$667

Milford, NJ

$574

Difference

$93.75

less

Housing

↓ 3.0%

Glen Gardner, NJ

$1,866

Milford, NJ

$1,809

Difference

$56.82

less

Groceries

↓ 2.2%

Glen Gardner, NJ

$1,066

Milford, NJ

$1,043

Difference

$23.51

less

All Utilities

↓ 0.9%

Glen Gardner, NJ

$578

Milford, NJ

$573

Difference

$4.98

less

🏠Rent Comparison

Studio

From$1,460

To$1,570

↑ $110

1 Bed

From$1,600

To$1,730

↑ $130

2 Bed

From$2,010

To$2,170

↑ $160

3 Bed

From$2,410

To$2,600

↑ $190

Glen Gardner, NJZIP-level data

1BR range: $1,600–$1,600/mo

Milford, NJZIP-level data

1BR range: $1,730–$1,730/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Glen Gardner, NJ

$6,775

Monthly in Milford, NJ

$725

Difference

Home Values

Glen Gardner

Milford

$536K

Median Value

$508K

↑ +1.6%

YoY Change

↑ +1.3%

↑ +30.8%

5-Year Change

↑ +35.5%

Homes in Milford are 5% less expensive than Glen Gardner

Calculate payment - Glen Gardner Calculate payment - Milford

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Glen Gardner, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Milford, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

Glen Gardner, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Milford, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Glen Gardner

Milford

N/A

Air Quality

52 Moderate

Good Air Days

47.3%

98 High

Climate Risk

100 Very High

🌊🌡🌪

Top Hazards

🌊🌅🌀

▲+2.9°F

2050 Outlook

▲+2.9°F

15 days

Heat Days >95°F

22 days

▲+2.9°F

2050 Outlook

▲+2.9°F

15 days

Heat Days >95°F

22 days

Before moving from Glen Gardner, NJ to Milford, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Milford, NJ for the same bedroom count and included utilities as your home in Glen Gardner, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Glen Gardner to Milford moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Milford, NJ by cost, housing, population and region.

Frequently Asked Questions: Glen Gardner, NJ vs Milford, NJ

How do the cost estimates for Glen Gardner, NJ and Milford, NJ compare?

Milford, NJ has a modeled overall cost index 11.2% lower than Glen Gardner, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Glen Gardner, NJ, the model estimates $141,298 in Milford, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Glen Gardner, NJ and Milford, NJ?

The modeled two-bedroom rents are $2,010/month in Glen Gardner, NJ and $2,170/month in Milford, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.