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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $160/month moving to Irving, TX

$150.0K in your current city equals $148.1K in Irving, TX

Rent data from HUD ZIP-level estimates ยท COL index from Phoenix-Mesa-Chandler, AZ area
Overall Cost
โ†“ 2.1%
Less expensive
Monthly Impact
$160
Savings
Annual Impact
$1.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Glendale, AZ

Population:248K
Cost Index:
100
100 = national average
Median Home:$398K

Irving, TX

Population:257K
Cost Index:
98
(2% below avg)
Median Home:$373K

Glendale, AZ

The Grand Canyon State

248K
Population
State Tax
Yes

Located in Arizona, this city has a population of 248K residents.

Irving, TX

The Lone Star State

257K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 257K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Glendale, AZ vs Irving, TX

Housing
โ†“ 14.3%
Glendale, AZ
$2,788
Irving, TX
$2,391
Difference
$398
less
Transportation
โ†“ 12.8%
Glendale, AZ
$1,489
Irving, TX
$1,298
Difference
$191
less
Other
โ†‘ 5.8%
Glendale, AZ
$1,677
Irving, TX
$1,774
Difference
$97.09
more
Healthcare
โ†‘ 7.4%
Glendale, AZ
$589
Irving, TX
$632
Difference
$43.37
more
Groceries
โ†‘ 1.7%
Glendale, AZ
$963
Irving, TX
$979
Difference
$15.99
more
All Utilities
โ†‘ 0.3%
Glendale, AZ
$561
Irving, TX
$563
Difference
$1.64
more

๐Ÿ Rent Comparison

Studio
From$1,435
To$1,600
โ†‘ $165
1 Bed
From$1,560
To$1,665
โ†‘ $105
2 Bed
From$1,810
To$1,955
โ†‘ $145
3 Bed
From$2,415
To$2,460
โ†‘ $45.00
Glendale, AZZIP-level data

1BR range: $1,300โ€“$2,160/mo

Irving, TXZIP-level data

1BR range: $1,470โ€“$2,320/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,068
Monthly in Glendale, AZ
$7,637
Monthly in Irving, TX
$431
Difference

Home Values

Glendale
Irving
$398K
Median Value
$373K
โ†“ -3.7%
YoY Change
โ†“ -2.5%
โ†‘ +31.3%
5-Year Change
โ†‘ +33.3%
$306K - $532K
Price Range
$282K - $631K

Homes in Irving are 6% less expensive than Glendale

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.2K
Per year
Monthly Difference
$436
More take-home
Effective Rate Diff
3.5%
Rate difference

Glendale, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Irving, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Glendale, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

Irving, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Glendale
Irving
77 Moderate
Air Quality
55 Moderate
9%
Good Air Days
35.2%
100 Very High
Climate Risk
100 Very High
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
165 days
Heat Days >95ยฐF
92 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
165 days
Heat Days >95ยฐF
92 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Arizona and Texas on TaxTakeHome.com

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