Glenwood, IL vs Fox Lake, IL: Cost of Living

Which city costs less?

Fox Lake, IL has a modeled overall cost index 11.0% lower than Glenwood, IL.

Glenwood, IL · modeled 2BR rent: $2,050 / month
Fox Lake, IL · modeled 2BR rent: $1,650 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Glenwood, IL and Fox Lake, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Glenwood, IL

Numbers update automatically as you type

Estimated savings: $944/month in Fox Lake, IL

$150,000 in your current city has a modeled equivalent of $138,671 in Fox Lake, IL

Regional cost estimates: Glenwood, IL uses Chicago, IL. Fox Lake, IL uses Milwaukee, WI. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 11.0%

Less expensive

Monthly Impact

$944

Savings

Annual Impact

$11.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Glenwood, IL

Population:8K

Cost Index:

94.5

100 = national average

Typical Home:$202K

Fox Lake, IL

Population:11K

Cost Index:

84.1

100 = national average

Typical Home:$251K

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Glenwood, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 8K residents.

Fox Lake, IL

The Prairie State

11K

Population

State Tax

Yes

Located in Illinois, this city has a population of 11K residents.

Cost Breakdown by Category

Estimated monthly spending: Glenwood, IL vs Fox Lake, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Glenwood, IL	Fox Lake, IL	Difference	Change
Housing	$2,438/mo	$1,617/mo	↓ $821less	33.7%
Transportation	$1,484/mo	$1,314/mo	↓ $170less	11.5%
Healthcare	$562/mo	$698/mo	↑ $136more	24.2%
Other	$1,553/mo	$1,501/mo	↓ $51.69less	3.3%
Groceries	$973/mo	$932/mo	↓ $40.47less	4.2%
All Utilities	$491/mo	$494/mo	↑ $3.25more	0.7%

Housing

↓ 33.7%

Glenwood, IL

$2,438

Fox Lake, IL

$1,617

Difference

$821

less

Transportation

↓ 11.5%

Glenwood, IL

$1,484

Fox Lake, IL

$1,314

Difference

$170

less

Healthcare

↑ 24.2%

Glenwood, IL

$562

Fox Lake, IL

$698

Difference

$136

Other

↓ 3.3%

Glenwood, IL

$1,553

Fox Lake, IL

$1,501

Difference

$51.69

less

Groceries

↓ 4.2%

Glenwood, IL

$973

Fox Lake, IL

$932

Difference

$40.47

less

All Utilities

↑ 0.7%

Glenwood, IL

$491

Fox Lake, IL

$494

Difference

$3.25

🏠Rent Comparison

Studio

From$1,700

To$1,370

↓ $330

1 Bed

From$1,820

To$1,460

↓ $360

2 Bed

From$2,050

To$1,650

↓ $400

3 Bed

From$2,640

To$2,120

↓ $520

Glenwood, ILZIP-level data

1BR range: $1,820–$1,820/mo

Fox Lake, ILZIP-level data

1BR range: $1,460–$1,460/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Glenwood, IL

$6,556

Monthly in Fox Lake, IL

$944

Difference

Home Values

Glenwood

Fox Lake

$202K

Median Value

$251K

↑ +6.1%

YoY Change

↑ +3.3%

↑ +50.8%

5-Year Change

↑ +45.3%

Homes in Fox Lake are 24% more expensive than Glenwood

Calculate payment - Glenwood Calculate payment - Fox Lake

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Glenwood, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Fox Lake, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Glenwood, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Fox Lake, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Glenwood

Fox Lake

54 Moderate

Air Quality

43 Good

35.8%

Good Air Days

68.6%

100 Very High

Climate Risk

98 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.2°F

2050 Outlook

▲+3.3°F

18 days

Heat Days >95°F

13 days

▲+3.2°F

2050 Outlook

▲+3.3°F

18 days

Heat Days >95°F

13 days

Before moving from Glenwood, IL to Fox Lake, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Fox Lake, IL for the same bedroom count and included utilities as your home in Glenwood, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Glenwood to Fox Lake moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fox Lake, IL by cost, housing, population and region.

Frequently Asked Questions: Glenwood, IL vs Fox Lake, IL

How do the cost estimates for Glenwood, IL and Fox Lake, IL compare?

Fox Lake, IL has a modeled overall cost index 11.0% lower than Glenwood, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Glenwood, IL, the model estimates $138,671 in Fox Lake, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Glenwood, IL and Fox Lake, IL?

The modeled two-bedroom rents are $2,050/month in Glenwood, IL and $1,650/month in Fox Lake, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.