Gloucester City, NJ vs Dallas, TX: Cost of Living

Which city costs less?

Dallas, TX has a modeled overall cost index 11.8% higher than Gloucester City, NJ.

Gloucester City, NJ · modeled 2BR rent: $1,950 / month
Dallas, TX · modeled 2BR rent: $1,765 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Gloucester City, NJ and Dallas, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Gloucester City, NJ

Numbers update automatically as you type

Estimated extra cost: $798/month in Dallas, TX

$150,000 in your current city has a modeled equivalent of $159,573 in Dallas, TX

Regional cost estimates: Gloucester City, NJ uses Philadelphia, PA. Dallas, TX uses Dallas-Fort Worth-Arlington, TX Metropolitan Area. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 11.8%

More expensive

Monthly Impact

$798

Extra cost

Annual Impact

$9.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Gloucester City, NJ

Population:12K

Cost Index:

90.4

100 = national average

Typical Home:$232K

Dallas, TX

Population:1304K

Cost Index:

101.0

100 = national average

Typical Home:$292K

Planning the move to Dallas?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Gloucester City, NJ

The Garden State

12K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 12K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Estimated monthly spending: Gloucester City, NJ vs Dallas, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Gloucester City, NJ	Dallas, TX	Difference	Change
Housing	$2,020/mo	$2,598/mo	↑ $578more	28.6%
Other	$1,722/mo	$1,928/mo	↑ $206more	12.0%
Groceries	$1,134/mo	$1,064/mo	↓ $69.75less	6.2%
Healthcare	$623/mo	$687/mo	↑ $63.20more	10.1%
Transportation	$1,378/mo	$1,410/mo	↑ $31.49more	2.3%
All Utilities	$623/mo	$612/mo	↓ $11.26less	1.8%

Housing

↑ 28.6%

Gloucester City, NJ

$2,020

Dallas, TX

$2,598

Difference

$578

Other

↑ 12.0%

Gloucester City, NJ

$1,722

Dallas, TX

$1,928

Difference

$206

Groceries

↓ 6.2%

Gloucester City, NJ

$1,134

Dallas, TX

$1,064

Difference

$69.75

less

Healthcare

↑ 10.1%

Gloucester City, NJ

$623

Dallas, TX

$687

Difference

$63.20

Transportation

↑ 2.3%

Gloucester City, NJ

$1,378

Dallas, TX

$1,410

Difference

$31.49

All Utilities

↓ 1.8%

Gloucester City, NJ

$623

Dallas, TX

$612

Difference

$11.26

less

🏠Rent Comparison

Studio

From$1,500

To$1,450

↓ $50.00

1 Bed

From$1,640

To$1,505

↓ $135

2 Bed

From$1,950

To$1,765

↓ $185

3 Bed

From$2,340

To$2,220

↓ $120

Gloucester City, NJZIP-level data

1BR range: $1,640–$1,640/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Gloucester City, NJ

$8,298

Monthly in Dallas, TX

$798

Difference

Home Values

Gloucester City

Dallas

$232K

Median Value

$292K

↓ -3.2%

YoY Change

↓ -3.1%

↑ +59.2%

5-Year Change

↑ +27.1%

$232K

Price Range

$138K - $2.01M

Homes in Dallas are 26% more expensive than Gloucester City

Calculate payment - Gloucester City Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

Gloucester City, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Gloucester City, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Gloucester City, NJ: No data yet

Dallas, TX

19/100

3.8% sidewalk tags · 1.6% cycling tags

Environment

Gloucester City

Dallas

52 Moderate

Air Quality

55 Moderate

47.3%

Good Air Days

35.2%

100 Very High

Climate Risk

100 Very High

🌊🌅🌀

Top Hazards

🌊🌡🌪

▲+2.9°F

2050 Outlook

▲+2.7°F

22 days

Heat Days >95°F

90 days

▲+2.9°F

2050 Outlook

▲+2.7°F

22 days

Heat Days >95°F

90 days

Before moving from Gloucester City, NJ to Dallas, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Dallas, TX for the same bedroom count and included utilities as your home in Gloucester City, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Gloucester City to Dallas moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Dallas, TX by cost, housing, population and region.

Frequently Asked Questions: Gloucester City, NJ vs Dallas, TX

How do the cost estimates for Gloucester City, NJ and Dallas, TX compare?

Dallas, TX has a modeled overall cost index 11.8% higher than Gloucester City, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Gloucester City, NJ, the model estimates $159,573 in Dallas, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Gloucester City, NJ and Dallas, TX?

The modeled two-bedroom rents are $1,950/month in Gloucester City, NJ and $1,765/month in Dallas, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New Jersey and Texas on TaxTakeHome.com