Gloucester City, NJ vs Old Town, ME: Cost of Living

Which city costs less?

Old Town, ME has a modeled overall cost index 6.7% lower than Gloucester City, NJ.

Gloucester City, NJ · modeled 2BR rent
$1,950 / month
Old Town, ME · modeled 2BR rent
$1,670 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Gloucester City, NJ and Old Town, ME using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $260/month in Old Town, ME

$150,000 in your current city has a modeled equivalent of $146,878 in Old Town, ME

Regional cost estimates: Gloucester City, NJ uses Philadelphia, PA. Old Town, ME uses Boston, MA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 6.7%
Less expensive
Monthly Impact
$260
Savings
Annual Impact
$3.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Gloucester City, NJ

Population:12K
Cost Index:
90.4
100 = national average
Typical Home:$232K

Old Town, ME

Population:7K
Cost Index:
84.3
100 = national average
Typical Home:$239K

Planning the move to Old Town?

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Gloucester City, NJ

The Garden State

12K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 12K residents.

Old Town, ME

The Pine Tree State

7K
Population
State Tax
Yes

Located in Maine, this city has a population of 7K residents.

Cost Breakdown by Category

Estimated monthly spending: Gloucester City, NJ vs Old Town, ME

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 44.5%
Gloucester City, NJ
$2,020
Old Town, ME
$2,918
Difference
$899
more
Other
↓ 34.9%
Gloucester City, NJ
$1,722
Old Town, ME
$1,122
Difference
$600
less
Transportation
↓ 18.4%
Gloucester City, NJ
$1,378
Old Town, ME
$1,125
Difference
$253
less
Groceries
↓ 22.2%
Gloucester City, NJ
$1,134
Old Town, ME
$882
Difference
$252
less
All Utilities
↓ 6.1%
Gloucester City, NJ
$623
Old Town, ME
$585
Difference
$37.78
less
Healthcare
↓ 2.5%
Gloucester City, NJ
$623
Old Town, ME
$608
Difference
$15.83
less

🏠Rent Comparison

Studio
From$1,500
To$1,210
↓ $290
1 Bed
From$1,640
To$1,290
↓ $350
2 Bed
From$1,950
To$1,670
↓ $280
3 Bed
From$2,340
To$2,160
↓ $180
Gloucester City, NJZIP-level data

1BR range: $1,640–$1,640/mo

Old Town, MEZIP-level data

1BR range: $1,290–$1,290/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Gloucester City, NJ
$7,240
Monthly in Old Town, ME
$260
Difference

Home Values

Gloucester City
Old Town
$232K
Median Value
$239K
↓ -3.2%
YoY Change
↑ +2.1%
↑ +59.2%
5-Year Change
↑ +56.8%

Homes in Old Town are 3% more expensive than Gloucester City

Calculate payment - Gloucester CityCalculate payment - Old Town

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.9K
More taxes
Monthly Difference
$238
Less take-home
Effective Rate Diff
1.9%
Rate difference

Gloucester City, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Old Town, ME

Federal Income Tax
Effective: 18.9%
$25.5K
Maine State Tax
Effective: 6.9%
$10.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.5%
$47.3K
Take-Home Pay
$8,558/month
$102.7K

Additional Tax Information

Gloucester City, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

Old Town, ME Tax Rates

Sales Tax:5.5%
Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Gloucester City
Old Town
52 Moderate
Air Quality
36 Good
47.3%
Good Air Days
79.5%
100 Very High
Climate Risk
94 Moderate
🌊🌅🌀
Top Hazards
🌊🌅🌀
▲+2.9°F
2050 Outlook
▲+2.5°F
22 days
Heat Days >95°F
6 days
▲+2.9°F
2050 Outlook
▲+2.5°F
22 days
Heat Days >95°F
6 days

Before moving from Gloucester City, NJ to Old Town, ME

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Old Town, ME for the same bedroom count and included utilities as your home in Gloucester City, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Gloucester City to Old Town moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Old Town, ME by cost, housing, population and region.

Frequently Asked Questions: Gloucester City, NJ vs Old Town, ME

How do the cost estimates for Gloucester City, NJ and Old Town, ME compare?

Old Town, ME has a modeled overall cost index 6.7% lower than Gloucester City, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Gloucester City, NJ, the model estimates $146,878 in Old Town, ME. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Gloucester City, NJ and Old Town, ME?

The modeled two-bedroom rents are $1,950/month in Gloucester City, NJ and $1,670/month in Old Town, ME. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New Jersey and Maine on TaxTakeHome.com

Where your money goes further

Cities cheaper than Gloucester City, NJ on a $150.0K salary

1.St. Louis, MO
Save $215/mo
2.Indianapolis, IN
Save $185/mo
3.Pittsburgh, PA
Save $9.30/mo

Similar cost to Old Town, ME

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