Is Nashville, TN cheaper than Gloucester, MA?

Based on cost of living data, Nashville, TN is 25.5% cheaper than Gloucester, MA. This translates to saving $1910 per month.

What salary do I need in Nashville, TN to live like I do in Gloucester, MA?

If you earn $150,000 in Gloucester, MA, you'd need approximately $127,085.075 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Gloucester, MA and Nashville, TN?

Housing in Nashville, TN is 39.8% cheaper than in Gloucester, MA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,018/month in Gloucester, MA.

How much can I save per month by moving from Gloucester, MA to Nashville, TN?

Moving from Gloucester, MA to Nashville, TN could save you approximately $1910 per month, or $22915 per year, based on a $150,000 salary.

Gloucester, MA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Gloucester, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Gloucester, MA

Numbers update automatically as you type

You'd save $1.9K/month moving to Nashville, TN

$150.0K in your current city equals $127.1K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 25.5%

Less expensive

Monthly Impact

$1,910

Savings

Annual Impact

$22.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Gloucester, MA

Population:30K

Cost Index:100

Median Home:$735K

Nashville, TN

Population:689K

Cost Index:75

Median Home:$489K

Gloucester, MA

The Bay State

30K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 30K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Gloucester, MA vs Nashville, TN

Category	Gloucester, MA	Nashville, TN	Difference	Change
🏠Housing	$4,403/mo	$2,651/mo	↓ $1,752less	39.8%
🚗Transportation	$1,698/mo	$1,284/mo	↓ $414less	24.4%
📦Other	$1,692/mo	$1,942/mo	↑ $250more	14.8%
⚡All Utilities	$689/mo	$519/mo	↓ $170less	24.7%
🏥Healthcare	$716/mo	$607/mo	↓ $109less	15.2%
🛒Groceries	$1,039/mo	$949/mo	↓ $89.99less	8.7%

🏠Housing

↓ 39.8%

Gloucester, MA

$4,403

Nashville, TN

$2,651

Difference

$1,752

less

🚗Transportation

↓ 24.4%

Gloucester, MA

$1,698

Nashville, TN

$1,284

Difference

$414

less

📦Other

↑ 14.8%

Gloucester, MA

$1,692

Nashville, TN

$1,942

Difference

$250

⚡All Utilities

↓ 24.7%

Gloucester, MA

$689

Nashville, TN

$519

Difference

$170

less

🏥Healthcare

↓ 15.2%

Gloucester, MA

$716

Nashville, TN

$607

Difference

$109

less

🛒Groceries

↓ 8.7%

Gloucester, MA

$1,039

Nashville, TN

$949

Difference

$89.99

less

🏠Rent Comparison

Studio

From$1,608

To$1,600

↓ $8.00

1 Bed

From$1,703

To$1,680

↓ $23.00

2 Bed

From$2,018

To$1,840

↓ $178

3 Bed

From$2,428

To$2,350

↓ $78.00

Gloucester, MAZIP-level data

1BR range: $2,160–$2,160/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,238

Monthly in Gloucester, MA

$7,952

Monthly in Nashville, TN

$2,285

Difference

Home Values

Gloucester

Nashville

$735K

Median Value

$489K

↑ +3%

YoY Change

↓ -2.1%

↑ +42.7%

5-Year Change

↑ +32.1%

$735K

Price Range

$320K - $1.16M

Homes in Nashville are 34% less expensive than Gloucester

Calculate payment - Gloucester Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Gloucester, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Gloucester, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.