Is Indianapolis, IN cheaper than Goldsboro, NC?

Based on cost of living data, Indianapolis, IN is 5.2% cheaper than Goldsboro, NC. This translates to saving $390 per month.

What salary do I need in Indianapolis, IN to live like I do in Goldsboro, NC?

If you earn $150,000 in Goldsboro, NC, you'd need approximately $145,314.644 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Goldsboro, NC and Indianapolis, IN?

Housing in Indianapolis, IN is 7.3% cheaper than in Goldsboro, NC. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,166/month in Goldsboro, NC.

How much can I save per month by moving from Goldsboro, NC to Indianapolis, IN?

Moving from Goldsboro, NC to Indianapolis, IN could save you approximately $390 per month, or $4685 per year, based on a $150,000 salary.

Goldsboro, NC vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Goldsboro, NC — ZIP-level rent data · COL adjusted from Raleigh, NC area

Current salary in Goldsboro, NC

Numbers update automatically as you type

You'd save $390/month moving to Indianapolis, IN

$150.0K in your current city equals $145.3K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 5.2%

Less expensive

Monthly Impact

$390

Savings

Annual Impact

$4.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Goldsboro, NC

Population:33K

Cost Index:100

Median Home:$214K

Indianapolis, IN

Population:888K

Cost Index:95

Median Home:$176K

Goldsboro, NC

The Tar Heel State

33K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 33K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Goldsboro, NC vs Indianapolis, IN

Category	Goldsboro, NC	Indianapolis, IN	Difference	Change
🏠Housing	$2,102/mo	$1,949/mo	↓ $153less	7.3%
⚡All Utilities	$532/mo	$503/mo	↓ $28.80less	5.4%
🚗Transportation	$1,215/mo	$1,188/mo	↓ $26.49less	2.2%
📦Other	$1,616/mo	$1,590/mo	↓ $25.26less	1.6%
🛒Groceries	$933/mo	$919/mo	↓ $13.79less	1.5%
🏥Healthcare	$585/mo	$582/mo	↓ $2.19less	0.4%

🏠Housing

↓ 7.3%

Goldsboro, NC

$2,102

Indianapolis, IN

$1,949

Difference

$153

less

⚡All Utilities

↓ 5.4%

Goldsboro, NC

$532

Indianapolis, IN

$503

Difference

$28.80

less

🚗Transportation

↓ 2.2%

Goldsboro, NC

$1,215

Indianapolis, IN

$1,188

Difference

$26.49

less

📦Other

↓ 1.6%

Goldsboro, NC

$1,616

Indianapolis, IN

$1,590

Difference

$25.26

less

🛒Groceries

↓ 1.5%

Goldsboro, NC

$933

Indianapolis, IN

$919

Difference

$13.79

less

🏥Healthcare

↓ 0.4%

Goldsboro, NC

$585

Indianapolis, IN

$582

Difference

$2.19

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Goldsboro, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$885

To$1,030

↑ $145

1 Bed

From$893

To$1,170

↑ $277

2 Bed

From$1,166

To$1,360

↑ $194

3 Bed

From$1,399

To$1,760

↑ $361

Goldsboro, NCZIP-level data

1BR range: $1,110–$1,110/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,982

Monthly in Goldsboro, NC

$6,732

Monthly in Indianapolis, IN

$250

Difference

Home Values

Goldsboro

Indianapolis

$214K

Median Value

$176K

↓ -0.5%

YoY Change

↓ -1.1%

↑ +36.7%

5-Year Change

↑ +26.9%

$214K

Price Range

$109K - $340K

Homes in Indianapolis are 18% less expensive than Goldsboro

Calculate payment - Goldsboro Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.3K

Per year

Monthly Difference

$190

More take-home

Effective Rate Diff

1.5%

Rate difference

Goldsboro, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Goldsboro, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.