Is Phoenix, AZ cheaper than Graham, WA?

Based on cost of living data, Phoenix, AZ is 4.7% cheaper than Graham, WA. This translates to saving $355 per month.

What salary do I need in Phoenix, AZ to live like I do in Graham, WA?

If you earn $150,000 in Graham, WA, you'd need approximately $145,740.668 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Graham, WA and Phoenix, AZ?

Housing in Phoenix, AZ is 5.1% cheaper than in Graham, WA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,507/month in Graham, WA.

How much can I save per month by moving from Graham, WA to Phoenix, AZ?

Moving from Graham, WA to Phoenix, AZ could save you approximately $355 per month, or $4259 per year, based on a $150,000 salary.

Graham, WA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Graham, WA — COL adjusted from Tacoma, WA area + state data

Current salary in Graham, WA

Numbers update automatically as you type

You'd save $355/month moving to Phoenix, AZ

$150.0K in your current city equals $145.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 4.7%

Less expensive

Monthly Impact

$355

Savings

Annual Impact

$4.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Graham, WA

Population:33K

Cost Index:100

Median Home:$560K

Phoenix, AZ

Population:1608K

Cost Index:95

Median Home:$414K

Graham, WA

The Evergreen State

33K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 33K residents.

💡 Advantage: Washington has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Graham, WA vs Phoenix, AZ

Category	Graham, WA	Phoenix, AZ	Difference	Change
🚗Transportation	$1,820/mo	$1,489/mo	↓ $331less	18.2%
🏥Healthcare	$807/mo	$589/mo	↓ $218less	27.0%
🏠Housing	$2,937/mo	$2,788/mo	↓ $149less	5.1%
📦Other	$1,573/mo	$1,677/mo	↑ $105more	6.7%
🛒Groceries	$1,057/mo	$963/mo	↓ $93.36less	8.8%
⚡All Utilities	$471/mo	$561/mo	↑ $90.37more	19.2%

🚗Transportation

↓ 18.2%

Graham, WA

$1,820

Phoenix, AZ

$1,489

Difference

$331

less

🏥Healthcare

↓ 27.0%

Graham, WA

$807

Phoenix, AZ

$589

Difference

$218

less

🏠Housing

↓ 5.1%

Graham, WA

$2,937

Phoenix, AZ

$2,788

Difference

$149

less

📦Other

↑ 6.7%

Graham, WA

$1,573

Phoenix, AZ

$1,677

Difference

$105

🛒Groceries

↓ 8.8%

Graham, WA

$1,057

Phoenix, AZ

$963

Difference

$93.36

less

⚡All Utilities

↑ 19.2%

Graham, WA

$471

Phoenix, AZ

$561

Difference

$90.37

🏠Rent Comparison

Studio

From$1,019

To$1,390

↑ $371

1 Bed

From$1,182

To$1,510

↑ $328

2 Bed

From$1,507

To$1,750

↑ $243

3 Bed

From$2,119

To$2,330

↑ $211

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,664

Monthly in Graham, WA

$8,068

Monthly in Phoenix, AZ

$597

Difference

Home Values

Graham

Phoenix

Median Value

$414K

YoY Change

↓ -3.1%

5-Year Change

↑ +30.2%

Price Range

$274K - $957K

Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Graham, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Graham, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.