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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.8K/month more in Denver, CO

$150.0K in your current city equals $171.3K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
23.7%
More expensive
Monthly Impact
$1,778
Extra cost
Annual Impact
$21.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Grand Junction, CO

Population:69K
Cost Index:
100
100 = national average
Median Home:$438K

Denver, CO

Population:716K
Cost Index:
124
(24% above avg)
Median Home:$513K

Grand Junction, CO

The Centennial State

69K
Population
State Tax
Yes

Located in Colorado, this city has a population of 69K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • Mile-high city (5,280 ft)
  • Outdoor recreation hub
  • Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Grand Junction, CO vs Denver, CO

Housing
37.4%
Grand Junction, CO
$2,363
Denver, CO
$3,248
Difference
$885
more
Other
23.7%
Grand Junction, CO
$1,434
Denver, CO
$1,774
Difference
$340
more
Transportation
23.7%
Grand Junction, CO
$1,182
Denver, CO
$1,462
Difference
$280
more
Groceries
11.2%
Grand Junction, CO
$925
Denver, CO
$1,029
Difference
$104
more
Healthcare
11.2%
Grand Junction, CO
$568
Denver, CO
$632
Difference
$63.76
more
All Utilities
11.2%
Grand Junction, CO
$467
Denver, CO
$519
Difference
$52.37
more

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Grand Junction, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$615
To$1,720
$1,105
1 Bed
From$687
To$1,840
$1,153
2 Bed
From$873
To$2,190
$1,317
3 Bed
From$1,213
To$2,870
$1,657
Grand Junction, COZIP-level data

1BR range: $960$1,240/mo

Denver, COZIP-level data

1BR range: $1,620$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,940
Monthly in Grand Junction, CO
$8,665
Monthly in Denver, CO
$1,725
Difference

Home Values

Grand Junction
Denver
$438K
Median Value
$513K
↑ +2.4%
YoY Change
↓ -4.2%
↑ +39.3%
5-Year Change
↑ +13%
$338K - $501K
Price Range
$352K - $933K

Homes in Denver are 17% more expensive than Grand Junction

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Grand Junction, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Grand Junction, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Grand Junction
Denver
55 Moderate
Air Quality
55 Moderate
35.2%
Good Air Days
35.2%
95 High
Climate Risk
95 High
🌊🌪💨
Top Hazards
🌊🌪💨
+3.3°F
2050 Outlook
+3.3°F
28 days
Heat Days >95°F
28 days
+3.3°F
2050 Outlook
+3.3°F
28 days
Heat Days >95°F
28 days

What to Consider When Moving from Grand Junction, CO to Denver, CO

Relocating from Grand Junction, CO to Denver, CO involves more than just comparing rent prices. While the overall cost of living is roughly 24% higher in Denver, CO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Denver, CO is 37% more expensive than in Grand Junction, CO. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Denver, CO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Denver, CO to match your current standard of living in Grand Junction, CO.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Denver, CO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Grand Junction, CO vs Denver, CO

Is Denver, CO cheaper than Grand Junction, CO?

Denver, CO is approximately 23.7% more expensive than Grand Junction, CO overall. On a $150,000 salary, that translates to roughly $1,778/month in additional expenses. Housing is the biggest factor, costing 37% more in Denver, CO.

What salary do I need in Denver, CO to match my lifestyle in Grand Junction, CO?

If you currently earn $150,000 in Grand Junction, CO, you would need approximately $171,332 in Denver, CO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Grand Junction, CO and Denver, CO?

A two-bedroom apartment averages $873/month in Grand Junction, CO compared to $2,190/month in Denver, CO. One-bedroom apartments are $687/month in Grand Junction, CO vs $1,840/month in Denver, CO. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Grand Junction, CO or Denver, CO?

Groceries are about 11% more expensive in Denver, CO than in Grand Junction, CO, which adds roughly $104/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Grand Junction, CO to Denver, CO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

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