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Cost of Living Comparison 2026

๐Ÿ“ Grand Junction, CO โ€” ZIP-level rent data ยท COL adjusted from Denver, CO area

$

Numbers update automatically as you type

You'd spend $1.8K/month more in Denver, CO

$150.0K in your current city equals $171.3K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 23.7%
More expensive
Monthly Impact
$1,778
Extra cost
Annual Impact
$21.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Grand Junction, CO

Population:69K
Cost Index:100
Median Home:$438K

Denver, CO

Population:716K
Cost Index:124
Median Home:$513K

Grand Junction, CO

The Centennial State

69K
Population
State Tax
Yes

Located in Colorado, this city has a population of 69K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Grand Junction, CO vs Denver, CO

๐Ÿ Housing
โ†‘ 37.4%
Grand Junction, CO
$2,363
Denver, CO
$3,248
Difference
$885
more
๐Ÿ“ฆOther
โ†‘ 23.7%
Grand Junction, CO
$1,434
Denver, CO
$1,774
Difference
$340
more
๐Ÿš—Transportation
โ†‘ 23.7%
Grand Junction, CO
$1,182
Denver, CO
$1,462
Difference
$280
more
๐Ÿ›’Groceries
โ†‘ 11.2%
Grand Junction, CO
$925
Denver, CO
$1,029
Difference
$104
more
๐ŸฅHealthcare
โ†‘ 11.2%
Grand Junction, CO
$568
Denver, CO
$632
Difference
$63.76
more
โšกAll Utilities
โ†‘ 11.2%
Grand Junction, CO
$467
Denver, CO
$519
Difference
$52.37
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Grand Junction, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$615
To$1,720
โ†‘ $1,105
1 Bed
From$687
To$1,840
โ†‘ $1,153
2 Bed
From$873
To$2,190
โ†‘ $1,317
3 Bed
From$1,213
To$2,870
โ†‘ $1,657
Grand Junction, COZIP-level data

1BR range: $960โ€“$1,240/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,940
Monthly in Grand Junction, CO
$8,665
Monthly in Denver, CO
$1,725
Difference

Home Values

Grand Junction
Denver
$438K
Median Value
$513K
โ†‘ +2.4%
YoY Change
โ†“ -4.2%
โ†‘ +39.3%
5-Year Change
โ†‘ +13%
$338K - $501K
Price Range
$352K - $933K

Homes in Denver are 17% more expensive than Grand Junction

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Grand Junction, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Grand Junction, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Grand Junction
Denver
55 Moderate
Air Quality
55 Moderate
35.2%
Good Air Days
35.2%
95 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
28 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
28 days
Heat Days >95ยฐF
28 days

Where your money goes further

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