Grand Prairie, TX vs Odessa, TX: Cost of Living

Which city costs less?

Odessa, TX has a modeled overall cost index 4.7% lower than Grand Prairie, TX.

Grand Prairie, TX · modeled 2BR rent: $1,840 / month
Odessa, TX · modeled 2BR rent: $1,620 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Grand Prairie, TX and Odessa, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Grand Prairie, TX

Numbers update automatically as you type

Estimated savings: $330/month in Odessa, TX

$150,000 in your current city has a modeled equivalent of $146,039 in Odessa, TX

Regional cost estimates: Grand Prairie, TX uses Arlington, TX. Odessa, TX uses Lubbock, TX. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 4.7%

Less expensive

Monthly Impact

$330

Savings

Annual Impact

$4.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Grand Prairie, TX

Population:202K

Cost Index:

95.0

100 = national average

Typical Home:$268K

Odessa, TX

Population:116K

Cost Index:

90.6

100 = national average

Typical Home:$238K

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Grand Prairie, TX

The Lone Star State

202K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 202K residents.

💡 Advantage: Texas has no state income tax!

Odessa, TX

The Lone Star State

116K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 116K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Grand Prairie, TX vs Odessa, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Grand Prairie, TX	Odessa, TX	Difference	Change
Housing	$2,273/mo	$2,113/mo	↓ $161less	7.1%
Healthcare	$650/mo	$556/mo	↓ $94.17less	14.5%
All Utilities	$579/mo	$514/mo	↓ $65.59less	11.3%
Groceries	$1,008/mo	$971/mo	↓ $36.86less	3.7%
Other	$1,654/mo	$1,669/mo	↑ $15.41more	0.9%
Transportation	$1,335/mo	$1,347/mo	↑ $11.83more	0.9%

Housing

↓ 7.1%

Grand Prairie, TX

$2,273

Odessa, TX

$2,113

Difference

$161

less

Healthcare

↓ 14.5%

Grand Prairie, TX

$650

Odessa, TX

$556

Difference

$94.17

less

All Utilities

↓ 11.3%

Grand Prairie, TX

$579

Odessa, TX

$514

Difference

$65.59

less

Groceries

↓ 3.7%

Grand Prairie, TX

$1,008

Odessa, TX

$971

Difference

$36.86

less

Other

↑ 0.9%

Grand Prairie, TX

$1,654

Odessa, TX

$1,669

Difference

$15.41

Transportation

↑ 0.9%

Grand Prairie, TX

$1,335

Odessa, TX

$1,347

Difference

$11.83

🏠Rent Comparison

Studio

From$1,510

To$1,265

↓ $245

1 Bed

From$1,570

To$1,290

↓ $280

2 Bed

From$1,840

To$1,620

↓ $220

3 Bed

From$2,340

To$1,940

↓ $400

Grand Prairie, TXZIP-level data

1BR range: $1,300–$1,800/mo

Odessa, TXZIP-level data

1BR range: $1,170–$1,530/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Grand Prairie, TX

$7,170

Monthly in Odessa, TX

$330

Difference

Home Values

Grand Prairie

Odessa

$268K

Median Value

$238K

↓ -4.2%

YoY Change

↑ +4%

↑ +29.7%

5-Year Change

↑ +8%

$242K - $318K

Price Range

$204K - $331K

Homes in Odessa are 11% less expensive than Grand Prairie

Calculate payment - Grand Prairie Calculate payment - Odessa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Grand Prairie, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Odessa, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Grand Prairie, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Odessa, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Grand Prairie

Odessa

54 Moderate

Air Quality

23 Good

35.5%

Good Air Days

92.2%

99 High

Climate Risk

96 High

🌊🌡🌪

Top Hazards

☀🌪💨

▲+2.8°F

2050 Outlook

▲+3.2°F

90 days

Heat Days >95°F

78 days

▲+2.8°F

2050 Outlook

▲+3.2°F

90 days

Heat Days >95°F

78 days

Before moving from Grand Prairie, TX to Odessa, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Odessa, TX for the same bedroom count and included utilities as your home in Grand Prairie, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Grand Prairie to Odessa moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Odessa, TX by cost, housing, population and region.

Frequently Asked Questions: Grand Prairie, TX vs Odessa, TX

How do the cost estimates for Grand Prairie, TX and Odessa, TX compare?

Odessa, TX has a modeled overall cost index 4.7% lower than Grand Prairie, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Grand Prairie, TX, the model estimates $146,039 in Odessa, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Grand Prairie, TX and Odessa, TX?

The modeled two-bedroom rents are $1,840/month in Grand Prairie, TX and $1,620/month in Odessa, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.