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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
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You'd spend $548/month more in Joliet, IL

$150.0K in your current city equals $156.6K in Joliet, IL

Rent data from HUD ZIP-level estimates · COL index from Grand Rapids-Wyoming, MI area
Overall Cost
7.3%
More expensive
Monthly Impact
$548
Extra cost
Annual Impact
$6.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Grand Rapids, MI

Population:197K
Cost Index:
100
100 = national average
Median Home:$288K

Joliet, IL

Population:150K
Cost Index:
107
(7% above avg)
Median Home:$205K

Grand Rapids, MI

The Great Lakes State

197K
Population
State Tax
Yes

Located in Michigan, this city has a population of 197K residents.

Joliet, IL

The Prairie State

150K
Population
State Tax
Yes

Located in Illinois, this city has a population of 150K residents.

Cost Breakdown by Category

Annual spending: Grand Rapids, MI vs Joliet, IL

Housing
29.6%
Grand Rapids, MI
$1,973
Joliet, IL
$2,558
Difference
$585
more
Healthcare
21.3%
Grand Rapids, MI
$728
Joliet, IL
$573
Difference
$155
less
Transportation
7.9%
Grand Rapids, MI
$1,444
Joliet, IL
$1,557
Difference
$114
more
Other
1.2%
Grand Rapids, MI
$1,649
Joliet, IL
$1,629
Difference
$19.85
less
Groceries
2.0%
Grand Rapids, MI
$972
Joliet, IL
$991
Difference
$19.15
more
All Utilities
2.9%
Grand Rapids, MI
$515
Joliet, IL
$500
Difference
$15.01
less

🏛️ Local Income Taxes

Grand Rapids, MI: Grand Rapids City Income Tax$2,250/yr (1.5%)

Joliet, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,334
To$1,040
$294
1 Bed
From$1,375
To$1,111
$264
2 Bed
From$1,652
To$1,253
$399
3 Bed
From$2,134
To$1,615
$519
Grand Rapids, MIZIP-level data

1BR range: $1,280$1,420/mo

Joliet, ILZIP-level data

1BR range: $1,380$1,610/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,280
Monthly in Grand Rapids, MI
$7,807
Monthly in Joliet, IL
$527
Difference

Home Values

Grand Rapids
Joliet
$288K
Median Value
$205K
↑ +2.2%
YoY Change
↓ -0.9%
↑ +40.6%
5-Year Change
↑ +36.7%
$229K - $481K
Price Range
$198K - $339K

Homes in Joliet are 29% less expensive than Grand Rapids

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.1K
More taxes
Monthly Difference
$87.50
Less take-home
Effective Rate Diff
0.7%
Rate difference

Grand Rapids, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Joliet, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Grand Rapids, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Joliet, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Grand Rapids
Joliet
43 Good
Air Quality
54 Moderate
68.6%
Good Air Days
35.8%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🫨
+3.3°F
2050 Outlook
+3.2°F
13 days
Heat Days >95°F
18 days
+3.3°F
2050 Outlook
+3.2°F
13 days
Heat Days >95°F
18 days

💰 See how taxes change too — compare take-home pay between Michigan and Illinois on TaxTakeHome.com

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