Is Sioux Falls, SD cheaper than Grand Rapids, MI?

Based on cost of living data, Sioux Falls, SD is 5.7% cheaper than Grand Rapids, MI. This translates to saving $425 per month.

What salary do I need in Sioux Falls, SD to live like I do in Grand Rapids, MI?

If you earn $150,000 in Grand Rapids, MI, you'd need approximately $144,903.633 in Sioux Falls, SD to maintain the same standard of living.

How does housing cost compare between Grand Rapids, MI and Sioux Falls, SD?

Housing in Sioux Falls, SD is 7.1% cheaper than in Grand Rapids, MI. For a two-bedroom apartment, rent is $913/month in Sioux Falls, SD compared to $1,652/month in Grand Rapids, MI.

How much can I save per month by moving from Grand Rapids, MI to Sioux Falls, SD?

Moving from Grand Rapids, MI to Sioux Falls, SD could save you approximately $425 per month, or $5096 per year, based on a $150,000 salary.

Grand Rapids, MI vs Sioux Falls, SD: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Grand Rapids, MI

Numbers update automatically as you type

You'd save $425/month moving to Sioux Falls, SD

$150.0K in your current city equals $144.9K in Sioux Falls, SD

Rent data from HUD ZIP-level estimates · COL index from Grand Rapids-Wyoming, MI area

Overall Cost

↓ 5.7%

Less expensive

Monthly Impact

$425

Savings

Annual Impact

$5.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Grand Rapids, MI

Population:197K

Cost Index:

100

100 = national average

Median Home:$288K

Sioux Falls, SD

Population:206K

Cost Index:

(6% below avg)

Median Home:$280K

Grand Rapids, MI

The Great Lakes State

197K

Population

State Tax

Yes

Located in Michigan, this city has a population of 197K residents.

Sioux Falls, SD

The Mount Rushmore State

206K

Population

State Tax

No Income Tax

Located in South Dakota, this city has a population of 206K residents.

💡 Advantage: South Dakota has no state income tax!

Cost Breakdown by Category

Annual spending: Grand Rapids, MI vs Sioux Falls, SD

Category	Grand Rapids, MI	Sioux Falls, SD	Difference	Change
Transportation	$1,444/mo	$1,203/mo	↓ $240less	16.7%
Housing	$1,973/mo	$1,834/mo	↓ $139less	7.1%
Other	$1,649/mo	$1,572/mo	↓ $77.17less	4.7%
Healthcare	$728/mo	$671/mo	↓ $57.49less	7.9%
All Utilities	$515/mo	$462/mo	↓ $52.42less	10.2%
Groceries	$972/mo	$934/mo	↓ $37.74less	3.9%

Transportation

↓ 16.7%

Grand Rapids, MI

$1,444

Sioux Falls, SD

$1,203

Difference

$240

less

Housing

↓ 7.1%

Grand Rapids, MI

$1,973

Sioux Falls, SD

$1,834

Difference

$139

less

Other

↓ 4.7%

Grand Rapids, MI

$1,649

Sioux Falls, SD

$1,572

Difference

$77.17

less

Healthcare

↓ 7.9%

Grand Rapids, MI

$728

Sioux Falls, SD

$671

Difference

$57.49

less

All Utilities

↓ 10.2%

Grand Rapids, MI

$515

Sioux Falls, SD

$462

Difference

$52.42

less

Groceries

↓ 3.9%

Grand Rapids, MI

$972

Sioux Falls, SD

$934

Difference

$37.74

less

🏛️ Local Income Taxes

Grand Rapids, MI: Grand Rapids City Income Tax$2,250/yr (1.5%)

Sioux Falls, SD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,334

To$683

↓ $651

1 Bed

From$1,375

To$782

↓ $593

2 Bed

From$1,652

To$913

↓ $739

3 Bed

From$2,134

To$1,251

↓ $883

Grand Rapids, MIZIP-level data

1BR range: $1,280–$1,420/mo

Sioux Falls, SDZIP-level data

1BR range: $880–$1,060/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,280

Monthly in Grand Rapids, MI

$6,676

Monthly in Sioux Falls, SD

$605

Difference

Home Values

Grand Rapids

Sioux Falls

$288K

Median Value

$280K

↑ +2.2%

YoY Change

↑ +0.5%

↑ +40.6%

5-Year Change

↑ +35.6%

$229K - $481K

Price Range

$216K - $323K

Homes in Sioux Falls are 3% less expensive than Grand Rapids

Calculate payment - Grand Rapids Calculate payment - Sioux Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $6.4K

Per year

Monthly Difference

$531

More take-home

Effective Rate Diff

4.2%

Rate difference

Grand Rapids, MI

Federal Income Tax

Effective: 18.9%

$25.5K

Michigan State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.9%

$43.4K

Take-Home Pay

$8,884/month

$106.6K

Sioux Falls, SD

Federal Income Tax

Effective: 18.9%

$25.5K

South Dakota State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Grand Rapids, MI Tax Rates

Sales Tax:6.0%

Property Tax:1.4%

Sioux Falls, SD Tax Rates

Sales Tax:6.4%

Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.