Is Springfield, MO cheaper than Grand Rapids, MI?

Based on cost of living data, Springfield, MO is 5.9% cheaper than Grand Rapids, MI. This translates to saving $442 per month.

What salary do I need in Springfield, MO to live like I do in Grand Rapids, MI?

If you earn $150,000 in Grand Rapids, MI, you'd need approximately $144,698.312 in Springfield, MO to maintain the same standard of living.

How does housing cost compare between Grand Rapids, MI and Springfield, MO?

Housing in Springfield, MO is 6.3% cheaper than in Grand Rapids, MI. For a two-bedroom apartment, rent is $913/month in Springfield, MO compared to $1,652/month in Grand Rapids, MI.

How much can I save per month by moving from Grand Rapids, MI to Springfield, MO?

Moving from Grand Rapids, MI to Springfield, MO could save you approximately $442 per month, or $5302 per year, based on a $150,000 salary.

Grand Rapids, MI vs Springfield, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Grand Rapids, MI

Numbers update automatically as you type

You'd save $442/month moving to Springfield, MO

$150.0K in your current city equals $144.7K in Springfield, MO

Rent data from HUD ZIP-level estimates · COL index from Grand Rapids-Wyoming, MI area

Overall Cost

↓ 5.9%

Less expensive

Monthly Impact

$442

Savings

Annual Impact

$5.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Grand Rapids, MI

Population:197K

Cost Index:

100

100 = national average

Median Home:$288K

Springfield, MO

Population:170K

Cost Index:

(6% below avg)

Median Home:$226K

Grand Rapids, MI

The Great Lakes State

197K

Population

State Tax

Yes

Located in Michigan, this city has a population of 197K residents.

Springfield, MO

The Show-Me State

170K

Population

State Tax

Yes

Located in Missouri, this city has a population of 170K residents.

Cost Breakdown by Category

Annual spending: Grand Rapids, MI vs Springfield, MO

Category	Grand Rapids, MI	Springfield, MO	Difference	Change
Transportation	$1,444/mo	$1,187/mo	↓ $257less	17.8%
Healthcare	$728/mo	$600/mo	↓ $128less	17.6%
Housing	$1,973/mo	$1,850/mo	↓ $124less	6.3%
Other	$1,649/mo	$1,569/mo	↓ $79.89less	4.8%
Groceries	$972/mo	$938/mo	↓ $33.71less	3.5%
All Utilities	$515/mo	$529/mo	↑ $14.37more	2.8%

Transportation

↓ 17.8%

Grand Rapids, MI

$1,444

Springfield, MO

$1,187

Difference

$257

less

Healthcare

↓ 17.6%

Grand Rapids, MI

$728

Springfield, MO

$600

Difference

$128

less

Housing

↓ 6.3%

Grand Rapids, MI

$1,973

Springfield, MO

$1,850

Difference

$124

less

Other

↓ 4.8%

Grand Rapids, MI

$1,649

Springfield, MO

$1,569

Difference

$79.89

less

Groceries

↓ 3.5%

Grand Rapids, MI

$972

Springfield, MO

$938

Difference

$33.71

less

All Utilities

↑ 2.8%

Grand Rapids, MI

$515

Springfield, MO

$529

Difference

$14.37

🏛️ Local Income Taxes

Grand Rapids, MI: Grand Rapids City Income Tax$2,250/yr (1.5%)

Springfield, MO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,334

To$730

↓ $604

1 Bed

From$1,375

To$739

↓ $636

2 Bed

From$1,652

To$913

↓ $739

3 Bed

From$2,134

To$1,245

↓ $889

Grand Rapids, MIZIP-level data

1BR range: $1,280–$1,420/mo

Springfield, MOZIP-level data

1BR range: $790–$1,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,280

Monthly in Grand Rapids, MI

$6,673

Monthly in Springfield, MO

$607

Difference

Home Values

Grand Rapids

Springfield

$288K

Median Value

$226K

↑ +2.2%

YoY Change

↑ +1.2%

↑ +40.6%

5-Year Change

↑ +44.6%

$229K - $481K

Price Range

$132K - $434K

Homes in Springfield are 22% less expensive than Grand Rapids

Calculate payment - Grand Rapids Calculate payment - Springfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.6K

More taxes

Monthly Difference

$130

Less take-home

Effective Rate Diff

1.0%

Rate difference

Grand Rapids, MI

Federal Income Tax

Effective: 18.9%

$25.5K

Michigan State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.9%

$43.4K

Take-Home Pay

$8,884/month

$106.6K

Springfield, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Grand Rapids, MI Tax Rates

Sales Tax:6.0%

Property Tax:1.4%

Springfield, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.