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Cost of Living Comparison 2026

๐Ÿ“ Great Falls, MT โ€” ZIP-level rent data ยท COL adjusted from Spokane, WA area

$

Numbers update automatically as you type

You'd save $11.71/month moving to San Antonio, TX

$150.0K in your current city equals $149.9K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 0.2%
Less expensive
Monthly Impact
$11.71
Savings
Annual Impact
$141
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Great Falls, MT

Population:60K
Cost Index:100
Median Home:$317K

San Antonio, TX

Population:1547K
Cost Index:100
Median Home:$215K

Great Falls, MT

The Treasure State

60K
Population
State Tax
Yes

Located in Montana, this city has a population of 60K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Great Falls, MT vs San Antonio, TX

๐Ÿš—Transportation
โ†“ 29.4%
Great Falls, MT
$1,822
San Antonio, TX
$1,287
Difference
$535
less
๐ŸฅHealthcare
โ†“ 34.8%
Great Falls, MT
$807
San Antonio, TX
$527
Difference
$280
less
๐Ÿ“ฆOther
โ†‘ 11.5%
Great Falls, MT
$1,478
San Antonio, TX
$1,647
Difference
$170
more
๐Ÿ›’Groceries
โ†“ 13.6%
Great Falls, MT
$1,057
San Antonio, TX
$913
Difference
$144
less
๐Ÿ Housing
โ†‘ 5.1%
Great Falls, MT
$1,997
San Antonio, TX
$2,100
Difference
$103
more
โšกAll Utilities
โ†‘ 5.2%
Great Falls, MT
$471
San Antonio, TX
$496
Difference
$24.62
more

๐Ÿ Rent Comparison

Studio
From$783
To$1,110
โ†‘ $327
1 Bed
From$799
To$1,210
โ†‘ $411
2 Bed
From$1,052
To$1,470
โ†‘ $418
3 Bed
From$1,460
To$1,890
โ†‘ $430
Great Falls, MTZIP-level data

1BR range: $860โ€“$1,090/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,631
Monthly in Great Falls, MT
$6,969
Monthly in San Antonio, TX
$662
Difference

Home Values

Great Falls
San Antonio
$317K
Median Value
$215K
โ†‘ +4.8%
YoY Change
โ†“ -2.9%
โ†‘ +59%
5-Year Change
โ†‘ +16.7%
$279K - $380K
Price Range
$107K - $905K

Homes in San Antonio are 32% less expensive than Great Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $9.6K
Per year
Monthly Difference
$797
More take-home
Effective Rate Diff
6.4%
Rate difference

Great Falls, MT

Federal Income Tax
Effective: 18.9%
$25.5K
Montana State Tax
Effective: 6.4%
$9.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.1%
$46.6K
Take-Home Pay
$8,618/month
$103.4K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Great Falls, MT Tax Rates

Sales Tax:0.0%
Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Great Falls
San Antonio
38 Good
Air Quality
52 Moderate
76.5%
Good Air Days
47.5%
90 Moderate
Climate Risk
99 High
๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
23 days
Heat Days >95ยฐF
105 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
23 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Montana and Texas on TaxTakeHome.com

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