Is Austin, TX cheaper than Greeley, CO?

Based on cost of living data, Austin, TX is 0.1% more expensive than Greeley, CO. The two cities have very similar living costs.

What salary do I need in Austin, TX to live like I do in Greeley, CO?

If you earn $150,000 in Greeley, CO, you'd need approximately $150,072.656 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Greeley, CO and Austin, TX?

Housing in Austin, TX is 5.5% more expensive than in Greeley, CO. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,336/month in Greeley, CO.

How much can I save per month by moving from Greeley, CO to Austin, TX?

Greeley, CO and Austin, TX have very similar costs of living, based on a $150,000 salary.

Greeley, CO vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Greeley, CO — ZIP-level rent data · COL adjusted from Denver, CO area

Current salary in Greeley, CO

Numbers update automatically as you type

You'd spend $6.05/month more in Austin, TX

$150.0K in your current city equals $150.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 0.1%

More expensive

Monthly Impact

$6.05

Extra cost

Annual Impact

$72.66

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Greeley, CO

Population:113K

Cost Index:100

Median Home:$442K

Austin, TX

Population:979K

Cost Index:100

Median Home:$558K

Greeley, CO

The Centennial State

113K

Population

State Tax

Yes

Located in Colorado, this city has a population of 113K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Greeley, CO vs Austin, TX

Category	Greeley, CO	Austin, TX	Difference	Change
🏠Housing	$2,735/mo	$2,885/mo	↑ $149more	5.5%
🚗Transportation	$1,367/mo	$1,284/mo	↓ $83.46less	6.1%
📦Other	$1,660/mo	$1,741/mo	↑ $80.78more	4.9%
⚡All Utilities	$502/mo	$541/mo	↑ $38.85more	7.7%
🛒Groceries	$996/mo	$959/mo	↓ $36.26less	3.6%
🏥Healthcare	$611/mo	$589/mo	↓ $22.68less	3.7%

🏠Housing

↑ 5.5%

Greeley, CO

$2,735

Austin, TX

$2,885

Difference

$149

🚗Transportation

↓ 6.1%

Greeley, CO

$1,367

Austin, TX

$1,284

Difference

$83.46

less

📦Other

↑ 4.9%

Greeley, CO

$1,660

Austin, TX

$1,741

Difference

$80.78

⚡All Utilities

↑ 7.7%

Greeley, CO

$502

Austin, TX

$541

Difference

$38.85

🛒Groceries

↓ 3.6%

Greeley, CO

$996

Austin, TX

$959

Difference

$36.26

less

🏥Healthcare

↓ 3.7%

Greeley, CO

$611

Austin, TX

$589

Difference

$22.68

less

🏠Rent Comparison

Studio

From$1,002

To$1,585

↑ $583

1 Bed

From$1,058

To$1,685

↑ $627

2 Bed

From$1,336

To$1,995

↑ $659

3 Bed

From$1,861

To$2,525

↑ $664

Greeley, COZIP-level data

1BR range: $1,330–$1,330/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,872

Monthly in Greeley, CO

$7,998

Monthly in Austin, TX

$126

Difference

Home Values

Greeley

Austin

$442K

Median Value

$558K

↓ -1.6%

YoY Change

↓ -5%

↑ +19.7%

5-Year Change

↑ +12.6%

$442K

Price Range

$272K - $1.26M

Homes in Austin are 26% more expensive than Greeley

Calculate payment - Greeley Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $6.6K

Per year

Monthly Difference

$550

More take-home

Effective Rate Diff

4.4%

Rate difference

Greeley, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Greeley, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.