Is Phoenix, AZ cheaper than Greeley, CO?

Based on cost of living data, Phoenix, AZ is 0.3% more expensive than Greeley, CO. The two cities have very similar living costs.

What salary do I need in Phoenix, AZ to live like I do in Greeley, CO?

If you earn $150,000 in Greeley, CO, you'd need approximately $150,247.554 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Greeley, CO and Phoenix, AZ?

Housing in Phoenix, AZ is 1.9% more expensive than in Greeley, CO. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,336/month in Greeley, CO.

How much can I save per month by moving from Greeley, CO to Phoenix, AZ?

Greeley, CO and Phoenix, AZ have very similar costs of living, based on a $150,000 salary.

Greeley, CO vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Greeley, CO — ZIP-level rent data · COL adjusted from Denver, CO area

Current salary in Greeley, CO

Numbers update automatically as you type

You'd spend $20.63/month more in Phoenix, AZ

$150.0K in your current city equals $150.2K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 0.3%

More expensive

Monthly Impact

$20.63

Extra cost

Annual Impact

$248

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Greeley, CO

Population:113K

Cost Index:100

Median Home:$442K

Phoenix, AZ

Population:1608K

Cost Index:100

Median Home:$414K

Greeley, CO

The Centennial State

113K

Population

State Tax

Yes

Located in Colorado, this city has a population of 113K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Greeley, CO vs Phoenix, AZ

Category	Greeley, CO	Phoenix, AZ	Difference	Change
🚗Transportation	$1,367/mo	$1,489/mo	↑ $121more	8.9%
⚡All Utilities	$502/mo	$561/mo	↑ $59.07more	11.8%
🏠Housing	$2,735/mo	$2,788/mo	↑ $53.12more	1.9%
🛒Groceries	$996/mo	$963/mo	↓ $32.26less	3.2%
🏥Healthcare	$611/mo	$589/mo	↓ $22.68less	3.7%
📦Other	$1,660/mo	$1,677/mo	↑ $17.17more	1.0%

🚗Transportation

↑ 8.9%

Greeley, CO

$1,367

Phoenix, AZ

$1,489

Difference

$121

⚡All Utilities

↑ 11.8%

Greeley, CO

$502

Phoenix, AZ

$561

Difference

$59.07

🏠Housing

↑ 1.9%

Greeley, CO

$2,735

Phoenix, AZ

$2,788

Difference

$53.12

🛒Groceries

↓ 3.2%

Greeley, CO

$996

Phoenix, AZ

$963

Difference

$32.26

less

🏥Healthcare

↓ 3.7%

Greeley, CO

$611

Phoenix, AZ

$589

Difference

$22.68

less

📦Other

↑ 1.0%

Greeley, CO

$1,660

Phoenix, AZ

$1,677

Difference

$17.17

🏠Rent Comparison

Studio

From$1,002

To$1,390

↑ $388

1 Bed

From$1,058

To$1,510

↑ $452

2 Bed

From$1,336

To$1,750

↑ $414

3 Bed

From$1,861

To$2,330

↑ $469

Greeley, COZIP-level data

1BR range: $1,330–$1,330/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,872

Monthly in Greeley, CO

$8,068

Monthly in Phoenix, AZ

$196

Difference

Home Values

Greeley

Phoenix

$442K

Median Value

$414K

↓ -1.6%

YoY Change

↓ -3.1%

↑ +19.7%

5-Year Change

↑ +30.2%

$442K

Price Range

$274K - $957K

Homes in Phoenix are 6% less expensive than Greeley

Calculate payment - Greeley Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.4K

Per year

Monthly Difference

$114

More take-home

Effective Rate Diff

0.9%

Rate difference

Greeley, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Greeley, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.