Greensboro, MD vs Lima, NY: Cost of Living

Which city costs less?

Lima, NY has a modeled overall cost index 24.8% lower than Greensboro, MD.

Greensboro, MD · modeled 2BR rent: $1,310 / month
Lima, NY · modeled 2BR rent: $1,290 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Greensboro, MD and Lima, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Greensboro, MD

Numbers update automatically as you type

Estimated savings: $1,880/month in Lima, NY

$150,000 in your current city has a modeled equivalent of $127,435 in Lima, NY

Regional cost estimates: Greensboro, MD uses Baltimore, MD. Lima, NY uses Pittsburgh, PA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 24.8%

Less expensive

Monthly Impact

$1,880

Savings

Annual Impact

$22.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Greensboro, MD

Population:2K

Cost Index:

93.3

100 = national average

Typical Home:$302K

Lima, NY

Population:2K

Cost Index:

70.2

100 = national average

Typical Home:$280K

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Greensboro, MD

The Old Line State

Population

State Tax

Yes

Located in Maryland, this city has a population of 2K residents.

Lima, NY

The Empire State

Population

State Tax

Yes

Located in New York, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Greensboro, MD vs Lima, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Greensboro, MD	Lima, NY	Difference	Change
Housing	$2,527/mo	$1,415/mo	↓ $1,113less	44.0%
Transportation	$1,242/mo	$981/mo	↓ $262less	21.1%
Other	$1,538/mo	$1,296/mo	↓ $241less	15.7%
Groceries	$1,045/mo	$899/mo	↓ $147less	14.0%
Healthcare	$565/mo	$478/mo	↓ $86.56less	15.3%
All Utilities	$582/mo	$551/mo	↓ $31.20less	5.4%

Housing

↓ 44.0%

Greensboro, MD

$2,527

Lima, NY

$1,415

Difference

$1,113

less

Transportation

↓ 21.1%

Greensboro, MD

$1,242

Lima, NY

$981

Difference

$262

less

Other

↓ 15.7%

Greensboro, MD

$1,538

Lima, NY

$1,296

Difference

$241

less

Groceries

↓ 14.0%

Greensboro, MD

$1,045

Lima, NY

$899

Difference

$147

less

Healthcare

↓ 15.3%

Greensboro, MD

$565

Lima, NY

$478

Difference

$86.56

less

All Utilities

↓ 5.4%

Greensboro, MD

$582

Lima, NY

$551

Difference

$31.20

less

🏠Rent Comparison

Studio

From$990

To$920

↓ $70.00

1 Bed

From$1,000

To$1,040

↑ $40.00

2 Bed

From$1,310

To$1,290

↓ $20.00

3 Bed

From$1,640

To$1,550

↓ $90.00

Greensboro, MDZIP-level data

1BR range: $1,000–$1,000/mo

Lima, NYZIP-level data

1BR range: $1,040–$1,040/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Greensboro, MD

$5,620

Monthly in Lima, NY

$1,880

Difference

Home Values

Greensboro

Lima

$302K

Median Value

$280K

↓ -0.2%

YoY Change

↑ +4.7%

↑ +26.6%

5-Year Change

↑ +51.4%

Homes in Lima are 7% less expensive than Greensboro

Calculate payment - Greensboro Calculate payment - Lima

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.3K

More taxes

Monthly Difference

$190

Less take-home

Effective Rate Diff

1.5%

Rate difference

Greensboro, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Lima, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Greensboro, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Lima, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Greensboro

Lima

45 Good

Air Quality

52 Moderate

65.6%

Good Air Days

47.8%

95 High

Climate Risk

98 High

🌊🌡🌪

Top Hazards

🌊🌪💨

▲+3.0°F

2050 Outlook

▲+3.0°F

30 days

Heat Days >95°F

12 days

▲+3.0°F

2050 Outlook

▲+3.0°F

30 days

Heat Days >95°F

12 days

Before moving from Greensboro, MD to Lima, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Lima, NY for the same bedroom count and included utilities as your home in Greensboro, MD. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Greensboro to Lima moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lima, NY by cost, housing, population and region.

Frequently Asked Questions: Greensboro, MD vs Lima, NY

How do the cost estimates for Greensboro, MD and Lima, NY compare?

Lima, NY has a modeled overall cost index 24.8% lower than Greensboro, MD. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Greensboro, MD, the model estimates $127,435 in Lima, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Greensboro, MD and Lima, NY?

The modeled two-bedroom rents are $1,310/month in Greensboro, MD and $1,290/month in Lima, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Maryland and New York on TaxTakeHome.com

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