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Cost of Living Comparison 2026

📍 Greenwood, IN — ZIP-level rent data · COL adjusted from Indianapolis, IN area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Phoenix, AZ

$150.0K in your current city equals $173.1K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Indianapolis-Carmel-Anderson, IN area
Overall Cost
↑ 25.7%
More expensive
Monthly Impact
$1,928
Extra cost
Annual Impact
$23.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Greenwood, IN

Population:66K
Cost Index:100
Median Home:$318K

Phoenix, AZ

Population:1608K
Cost Index:126
Median Home:$414K

Greenwood, IN

The Hoosier State

66K
Population
State Tax
Yes

Located in Indiana, this city has a population of 66K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Greenwood, IN vs Phoenix, AZ

🏠Housing
↑ 68.5%
Greenwood, IN
$1,655
Phoenix, AZ
$2,788
Difference
$1,133
more
🚗Transportation
↑ 32.8%
Greenwood, IN
$1,121
Phoenix, AZ
$1,489
Difference
$367
more
📦Other
↑ 11.8%
Greenwood, IN
$1,501
Phoenix, AZ
$1,677
Difference
$177
more
⚡All Utilities
↑ 14.9%
Greenwood, IN
$488
Phoenix, AZ
$561
Difference
$72.83
more
🛒Groceries
↑ 7.9%
Greenwood, IN
$893
Phoenix, AZ
$963
Difference
$70.24
more
🏥Healthcare
↑ 4.0%
Greenwood, IN
$566
Phoenix, AZ
$589
Difference
$22.84
more

🏠Rent Comparison

Studio
From$967
To$1,390
↑ $423
1 Bed
From$1,095
To$1,510
↑ $415
2 Bed
From$1,275
To$1,750
↑ $475
3 Bed
From$1,652
To$2,330
↑ $678
Greenwood, INZIP-level data

1BR range: $1,210–$1,520/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,225
Monthly in Greenwood, IN
$8,068
Monthly in Phoenix, AZ
$1,843
Difference

Home Values

Greenwood
Phoenix
$318K
Median Value
$414K
↑ +0.9%
YoY Change
↓ -3.1%
↑ +32.5%
5-Year Change
↑ +30.2%
$309K - $326K
Price Range
$274K - $957K

Homes in Phoenix are 30% more expensive than Greenwood

Calculate payment - GreenwoodCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $388
More taxes
Monthly Difference
$32.32
Less take-home
Effective Rate Diff
0.3%
Rate difference

Greenwood, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Greenwood, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Greenwood
Phoenix
54 Moderate
Air Quality
77 Moderate
36.6%
Good Air Days
9%
97 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+3.1°F
2050 Outlook
▲+2.7°F
18 days
Heat Days >95°F
162 days
▲+3.1°F
2050 Outlook
▲+2.7°F
18 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Indiana and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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