Greenwood Lake, NY vs North East, MD: Cost of Living

Which city costs less?

North East, MD has a modeled overall cost index 2.1% lower than Greenwood Lake, NY.

Greenwood Lake, NY · modeled 2BR rent: $1,880 / month
North East, MD · modeled 2BR rent: $1,830 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Greenwood Lake, NY and North East, MD using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Greenwood Lake, NY

Numbers update automatically as you type

Estimated extra cost: $106/month in North East, MD

$150,000 in your current city has a modeled equivalent of $151,268 in North East, MD

Regional cost estimates: Greenwood Lake, NY uses Newark, NJ. North East, MD uses Baltimore, MD. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 2.1%

Less expensive

Monthly Impact

$106

Extra cost

Annual Impact

$1.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Greenwood Lake, NY

Population:3K

Cost Index:

97.0

100 = national average

Typical Home:$400K

North East, MD

Population:4K

Cost Index:

95.0

100 = national average

Typical Home:$384K

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Greenwood Lake, NY

The Empire State

Population

State Tax

Yes

Located in New York, this city has a population of 3K residents.

North East, MD

The Old Line State

Population

State Tax

Yes

Located in Maryland, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Greenwood Lake, NY vs North East, MD

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Greenwood Lake, NY	North East, MD	Difference	Change
Housing	$1,867/mo	$2,570/mo	↑ $702more	37.6%
Other	$1,859/mo	$1,563/mo	↓ $296less	15.9%
Transportation	$1,467/mo	$1,263/mo	↓ $203less	13.9%
Healthcare	$666/mo	$569/mo	↓ $96.66less	14.5%
Groceries	$1,064/mo	$1,054/mo	↓ $10.90less	1.0%
All Utilities	$577/mo	$587/mo	↑ $9.90more	1.7%

Housing

↑ 37.6%

Greenwood Lake, NY

$1,867

North East, MD

$2,570

Difference

$702

Other

↓ 15.9%

Greenwood Lake, NY

$1,859

North East, MD

$1,563

Difference

$296

less

Transportation

↓ 13.9%

Greenwood Lake, NY

$1,467

North East, MD

$1,263

Difference

$203

less

Healthcare

↓ 14.5%

Greenwood Lake, NY

$666

North East, MD

$569

Difference

$96.66

less

Groceries

↓ 1.0%

Greenwood Lake, NY

$1,064

North East, MD

$1,054

Difference

$10.90

less

All Utilities

↑ 1.7%

Greenwood Lake, NY

$577

North East, MD

$587

Difference

$9.90

🏠Rent Comparison

Studio

From$1,300

To$1,410

↑ $110

1 Bed

From$1,470

To$1,540

↑ $70.00

2 Bed

From$1,880

To$1,830

↓ $50.00

3 Bed

From$2,390

To$2,190

↓ $200

Greenwood Lake, NYZIP-level data

1BR range: $1,470–$1,470/mo

North East, MDZIP-level data

1BR range: $1,540–$1,540/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Greenwood Lake, NY

$7,606

Monthly in North East, MD

$106

Difference

Home Values

Greenwood Lake

North East

$400K

Median Value

$384K

↑ +2.3%

YoY Change

↑ +52.8%

5-Year Change

↑ +28.9%

Homes in North East are 4% less expensive than Greenwood Lake

Calculate payment - Greenwood Lake Calculate payment - North East

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.3K

Per year

Monthly Difference

$190

More take-home

Effective Rate Diff

1.5%

Rate difference

Greenwood Lake, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

North East, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Additional Tax Information

Greenwood Lake, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

North East, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Greenwood Lake

North East

N/A

Air Quality

45 Good

Good Air Days

65.6%

98 High

Climate Risk

95 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+2.9°F

2050 Outlook

▲+3.0°F

15 days

Heat Days >95°F

30 days

▲+2.9°F

2050 Outlook

▲+3.0°F

15 days

Heat Days >95°F

30 days

Before moving from Greenwood Lake, NY to North East, MD

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in North East, MD for the same bedroom count and included utilities as your home in Greenwood Lake, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Greenwood Lake to North East moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to North East, MD by cost, housing, population and region.

Frequently Asked Questions: Greenwood Lake, NY vs North East, MD

How do the cost estimates for Greenwood Lake, NY and North East, MD compare?

North East, MD has a modeled overall cost index 2.1% lower than Greenwood Lake, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Greenwood Lake, NY, the model estimates $151,268 in North East, MD. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Greenwood Lake, NY and North East, MD?

The modeled two-bedroom rents are $1,880/month in Greenwood Lake, NY and $1,830/month in North East, MD. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New York and Maryland on TaxTakeHome.com