Gridley, IL vs Red Lake Falls, MN: Cost of Living

Which city costs less?

Red Lake Falls, MN has a modeled overall cost index 14.9% lower than Gridley, IL.

Gridley, IL · modeled 2BR rent
$980 / month
Red Lake Falls, MN · modeled 2BR rent
$980 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Gridley, IL and Red Lake Falls, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated savings: $1,202/month in Red Lake Falls, MN

$150,000 in your current city has a modeled equivalent of $135,578 in Red Lake Falls, MN

Regional cost estimates: Gridley, IL uses Chicago, IL. Red Lake Falls, MN uses Minneapolis, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 14.9%
Less expensive
Monthly Impact
$1,202
Savings
Annual Impact
$14.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Gridley, IL

Population:1K
Cost Index:
79.6
100 = national average
Typical Home:$196K

Red Lake Falls, MN

Population:1K
Cost Index:
67.7
100 = national average
Typical Home:$206K

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Gridley, IL

The Prairie State

1K
Population
State Tax
Yes

Located in Illinois, this city has a population of 1K residents.

Red Lake Falls, MN

The North Star State

1K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Gridley, IL vs Red Lake Falls, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 22.1%
Gridley, IL
$2,381
Red Lake Falls, MN
$1,855
Difference
$526
less
Transportation
↓ 30.1%
Gridley, IL
$1,449
Red Lake Falls, MN
$1,013
Difference
$436
less
Other
↓ 14.0%
Gridley, IL
$1,516
Red Lake Falls, MN
$1,303
Difference
$213
less
Healthcare
↑ 17.3%
Gridley, IL
$598
Red Lake Falls, MN
$701
Difference
$103
more
Groceries
↓ 7.7%
Gridley, IL
$1,034
Red Lake Falls, MN
$954
Difference
$79.94
less
All Utilities
↓ 9.7%
Gridley, IL
$522
Red Lake Falls, MN
$471
Difference
$50.45
less

🏠Rent Comparison

Studio
From$700
To$700
→ $0
1 Bed
From$760
To$750
↓ $10.00
2 Bed
From$980
To$980
→ $0
3 Bed
From$1,290
To$1,280
↓ $10.00
Gridley, ILZIP-level data

1BR range: $760–$760/mo

Red Lake Falls, MNZIP-level data

1BR range: $750–$750/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Gridley, IL
$6,298
Monthly in Red Lake Falls, MN
$1,202
Difference

Home Values

Gridley
Red Lake Falls
$196K
Median Value
$206K
↑ +5.5%
YoY Change
↑ +8.5%
↑ +47.1%
5-Year Change
↑ +15.1%

Homes in Red Lake Falls are 5% more expensive than Gridley

Calculate payment - GridleyCalculate payment - Red Lake Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.0K
More taxes
Monthly Difference
$251
Less take-home
Effective Rate Diff
2.0%
Rate difference

Gridley, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Red Lake Falls, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Gridley, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Red Lake Falls, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Gridley
Red Lake Falls
54 Moderate
Air Quality
42 Good
35.8%
Good Air Days
66.4%
100 Very High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+3.2°F
2050 Outlook
▲+3.6°F
18 days
Heat Days >95°F
14 days
▲+3.2°F
2050 Outlook
▲+3.6°F
18 days
Heat Days >95°F
14 days

Before moving from Gridley, IL to Red Lake Falls, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Red Lake Falls, MN for the same bedroom count and included utilities as your home in Gridley, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Gridley to Red Lake Falls moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Red Lake Falls, MN by cost, housing, population and region.

Frequently Asked Questions: Gridley, IL vs Red Lake Falls, MN

How do the cost estimates for Gridley, IL and Red Lake Falls, MN compare?

Red Lake Falls, MN has a modeled overall cost index 14.9% lower than Gridley, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Gridley, IL, the model estimates $135,578 in Red Lake Falls, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Gridley, IL and Red Lake Falls, MN?

The modeled two-bedroom rents are $980/month in Gridley, IL and $980/month in Red Lake Falls, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Minnesota on TaxTakeHome.com

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