Grimes, IA vs Chippewa Falls, WI: Cost of Living

Which city costs less?

Chippewa Falls, WI has a modeled overall cost index 9.4% higher than Grimes, IA.

Grimes, IA · modeled 2BR rent: $1,290 / month
Chippewa Falls, WI · modeled 2BR rent: $1,230 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Grimes, IA and Chippewa Falls, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Grimes, IA

Numbers update automatically as you type

Estimated extra cost: $697/month in Chippewa Falls, WI

$150,000 in your current city has a modeled equivalent of $158,365 in Chippewa Falls, WI

Regional cost estimates: Grimes, IA uses Des Moines, IA. Chippewa Falls, WI uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 9.4%

More expensive

Monthly Impact

$697

Extra cost

Annual Impact

$8.4K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Grimes, IA

Population:16K

Cost Index:

85.0

100 = national average

Typical Home:$340K

Chippewa Falls, WI

Population:15K

Cost Index:

93.0

100 = national average

Typical Home:$323K

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Grimes, IA

The Hawkeye State

16K

Population

State Tax

Yes

Located in Iowa, this city has a population of 16K residents.

Chippewa Falls, WI

The Badger State

15K

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 15K residents.

Cost Breakdown by Category

Estimated monthly spending: Grimes, IA vs Chippewa Falls, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Grimes, IA	Chippewa Falls, WI	Difference	Change
Housing	$2,051/mo	$2,501/mo	↑ $450more	21.9%
Groceries	$1,026/mo	$1,124/mo	↑ $98.62more	9.6%
Healthcare	$769/mo	$826/mo	↑ $56.96more	7.4%
Transportation	$1,363/mo	$1,418/mo	↑ $55.77more	4.1%
All Utilities	$530/mo	$555/mo	↑ $25.05more	4.7%
Other	$1,762/mo	$1,773/mo	↑ $11.01more	0.6%

Housing

↑ 21.9%

Grimes, IA

$2,051

Chippewa Falls, WI

$2,501

Difference

$450

Groceries

↑ 9.6%

Grimes, IA

$1,026

Chippewa Falls, WI

$1,124

Difference

$98.62

Healthcare

↑ 7.4%

Grimes, IA

$769

Chippewa Falls, WI

$826

Difference

$56.96

Transportation

↑ 4.1%

Grimes, IA

$1,363

Chippewa Falls, WI

$1,418

Difference

$55.77

All Utilities

↑ 4.7%

Grimes, IA

$530

Chippewa Falls, WI

$555

Difference

$25.05

Other

↑ 0.6%

Grimes, IA

$1,762

Chippewa Falls, WI

$1,773

Difference

$11.01

🏠Rent Comparison

Studio

From$1,040

To$970

↓ $70.00

1 Bed

From$1,090

To$1,000

↓ $90.00

2 Bed

From$1,290

To$1,230

↓ $60.00

3 Bed

From$1,760

To$1,650

↓ $110

Grimes, IAZIP-level data

1BR range: $1,090–$1,090/mo

Chippewa Falls, WIZIP-level data

1BR range: $1,000–$1,000/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Grimes, IA

$8,197

Monthly in Chippewa Falls, WI

$697

Difference

Home Values

Grimes

Chippewa Falls

$340K

Median Value

$323K

↑ +1%

YoY Change

↑ +3.1%

↑ +25.8%

5-Year Change

↑ +40.4%

Homes in Chippewa Falls are 5% less expensive than Grimes

Calculate payment - Grimes Calculate payment - Chippewa Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.9K

Per year

Monthly Difference

$154

More take-home

Effective Rate Diff

1.2%

Rate difference

Grimes, IA

Federal Income Tax

Effective: 18.9%

$25.5K

Iowa State Tax

Effective: 7.1%

$10.7K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.7K

Take-Home Pay

$8,524/month

$102.3K

Chippewa Falls, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

Additional Tax Information

Grimes, IA Tax Rates

Sales Tax:7.4%

Property Tax:1.5%

Chippewa Falls, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Grimes

Chippewa Falls

45 Good

Air Quality

36 Good

67.5%

Good Air Days

72.4%

92 Moderate

Climate Risk

95 High

🌡☀🌪

Top Hazards

🌊🌡🌪

▲+3.4°F

2050 Outlook

▲+3.7°F

25 days

Heat Days >95°F

14 days

▲+3.4°F

2050 Outlook

▲+3.7°F

25 days

Heat Days >95°F

14 days

Before moving from Grimes, IA to Chippewa Falls, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Chippewa Falls, WI for the same bedroom count and included utilities as your home in Grimes, IA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Grimes to Chippewa Falls moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Chippewa Falls, WI by cost, housing, population and region.

Frequently Asked Questions: Grimes, IA vs Chippewa Falls, WI

How do the cost estimates for Grimes, IA and Chippewa Falls, WI compare?

Chippewa Falls, WI has a modeled overall cost index 9.4% higher than Grimes, IA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Grimes, IA, the model estimates $158,365 in Chippewa Falls, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Grimes, IA and Chippewa Falls, WI?

The modeled two-bedroom rents are $1,290/month in Grimes, IA and $1,230/month in Chippewa Falls, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Iowa and Wisconsin on TaxTakeHome.com

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