Grundy Center, IA vs Osage City, KS: Cost of Living

Which city costs less?

Osage City, KS has a modeled overall cost index 2.7% lower than Grundy Center, IA.

Grundy Center, IA · modeled 2BR rent
$920 / month
Osage City, KS · modeled 2BR rent
$930 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Grundy Center, IA and Osage City, KS using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated savings: $140/month in Osage City, KS

$150,000 in your current city has a modeled equivalent of $148,322 in Osage City, KS

Regional cost estimates: Grundy Center, IA uses Des Moines, IA. Osage City, KS uses Kansas City, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 2.7%
Less expensive
Monthly Impact
$140
Savings
Annual Impact
$1.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Grundy Center, IA

Population:3K
Cost Index:
80.9
100 = national average
Typical Home:$187K

Osage City, KS

Population:3K
Cost Index:
78.8
100 = national average
Typical Home:$181K

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Grundy Center, IA

The Hawkeye State

3K
Population
State Tax
Yes

Located in Iowa, this city has a population of 3K residents.

Osage City, KS

The Sunflower State

3K
Population
State Tax
Yes

Located in Kansas, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Grundy Center, IA vs Osage City, KS

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Healthcare
↓ 12.1%
Grundy Center, IA
$782
Osage City, KS
$687
Difference
$94.76
less
All Utilities
↑ 12.4%
Grundy Center, IA
$539
Osage City, KS
$606
Difference
$66.86
more
Transportation
↓ 4.8%
Grundy Center, IA
$1,352
Osage City, KS
$1,287
Difference
$65.46
less
Other
↓ 2.7%
Grundy Center, IA
$1,748
Osage City, KS
$1,701
Difference
$47.24
less
Groceries
↑ 3.0%
Grundy Center, IA
$1,043
Osage City, KS
$1,074
Difference
$31.04
more
Housing
↓ 1.5%
Grundy Center, IA
$2,036
Osage City, KS
$2,005
Difference
$30.25
less

🏠Rent Comparison

Studio
From$630
To$700
↑ $70.00
1 Bed
From$700
To$720
↑ $20.00
2 Bed
From$920
To$930
↑ $10.00
3 Bed
From$1,190
To$1,220
↑ $30.00
Grundy Center, IAZIP-level data

1BR range: $700–$700/mo

Osage City, KSZIP-level data

1BR range: $720–$720/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Grundy Center, IA
$7,360
Monthly in Osage City, KS
$140
Difference

Home Values

Grundy Center
Osage City
$187K
Median Value
$181K
↑ +1.3%
YoY Change
↑ +5.9%
↑ +32.6%
5-Year Change
↑ +53.8%

Homes in Osage City are 3% less expensive than Grundy Center

Calculate payment - Grundy CenterCalculate payment - Osage City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.3K
Per year
Monthly Difference
$190
More take-home
Effective Rate Diff
1.5%
Rate difference

Grundy Center, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Osage City, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Additional Tax Information

Grundy Center, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Osage City, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Grundy Center
Osage City
45 Good
Air Quality
46 Good
67.5%
Good Air Days
59.3%
92 Moderate
Climate Risk
97 High
🌡☀🌪
Top Hazards
🌊🌡🌪
▲+3.4°F
2050 Outlook
▲+3.3°F
25 days
Heat Days >95°F
44 days
▲+3.4°F
2050 Outlook
▲+3.3°F
25 days
Heat Days >95°F
44 days

Before moving from Grundy Center, IA to Osage City, KS

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Osage City, KS for the same bedroom count and included utilities as your home in Grundy Center, IA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Grundy Center to Osage City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Osage City, KS by cost, housing, population and region.

Frequently Asked Questions: Grundy Center, IA vs Osage City, KS

How do the cost estimates for Grundy Center, IA and Osage City, KS compare?

Osage City, KS has a modeled overall cost index 2.7% lower than Grundy Center, IA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Grundy Center, IA, the model estimates $148,322 in Osage City, KS. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Grundy Center, IA and Osage City, KS?

The modeled two-bedroom rents are $920/month in Grundy Center, IA and $930/month in Osage City, KS. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Iowa and Kansas on TaxTakeHome.com

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